Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs |
|---|---|
| Avg HH Size | 2.30 |
| Below Poverty | 22.0% ▲ 120% above avg |
| College Grads | 34.8% ▼ 10% below avg |
| Unemployment | 7.9% ▲ 61% above avg |
| No HS Diploma | 1,167 (1.5%) |
| HS Graduate | 25,334 (32.3%) |
| Some College | 10,831 (13.8%) |
| Associates | 13,240 (16.9%) |
| Bachelors | 9,170 (11.7%) |
| Graduate Degree | 18,621 (23.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,892 ▼ 29% below avg |
|---|---|
| Median Home Value | $111,486 ▼ 60% below avg |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $920/mo |
| Total Housing Units | 59,333 |
| Vacant Units | 6,756 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Saginaw is a city in Michigan, located in Saginaw County. The city spans 11 ZIP codes and is home to approximately 125,086 residents. It is a middle-aged city, with a median age of 38.94 years.
Economically, Saginaw is a working-class community. The median household income of $53,892 is below the national average. Approximately 22.0% of residents live below the poverty line. The unemployment rate is 7.9%, significantly above the national average.
The real estate market in Saginaw is one of the more affordable housing markets in the country. Median home values stand at $111,486, which is well below the national average. Renters typically pay around $919 per month. Homeownership is high at 67.4%, typical of suburban and family-oriented communities.
The population of Saginaw is moderately educated. 34.8% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (57.29%).
Saginaw, MI offers residents a cost-conscious lifestyle within Michigan. Spread across 11 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 48601 | 32,069 | $37,830 | $54,900 | $836 | 11.4% | 20.6% | 66.1% |
| 48602 | 27,490 | $46,068 | $70,200 | $902 | 10.0% | 28.6% | 62.3% |
| 48603 | 27,846 | $65,690 | $181,800 | $1,019 | 5.4% | 49.8% | 65.9% |
| 48604 | 11,284 | $53,804 | $93,200 | $928 | 6.8% | 33.4% | 74.3% |
| 48607 | 1,523 | $39,211 | $44,500 | $1,017 | 12.7% | 28.0% | 32.1% |
| 48609 | 12,206 | $78,800 | $166,400 | $903 | 5.5% | 39.4% | 87.4% |
| 48638 | 12,668 | $63,444 | $161,200 | $948 | 2.7% | 48.6% | 64.2% |