| ZIP Code | 48607 |
|---|---|
| City | Saginaw |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 593 ft |
| Latitude | 43.432412 |
|---|---|
| Longitude | -83.933828 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.3 yrs ↓ 20% since 2019 |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 32.5% ▲ 225% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 12.7% ▲ 159% above avg |
| No HS Diploma | 23 (2.4%) |
| HS Graduate | 321 (33.9%) |
| Some College | 169 (17.9%) |
| Associates | 168 (17.8%) |
| Bachelors | 36 (3.8%) |
| Graduate Degree | 229 (24.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $39,211 ▼ 49% below avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $44,500 ▼ 84% below avg ↓ 25% since 2019 |
| Home/Income Ratio | 1.1x (nat avg ~3.5x) |
| Median Rent | $1,017/mo ↑ 26% since 2019 |
| Total Units | 884 |
| Vacant Units | 236 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 884 |
|---|---|
| Vacant | 236 |
| Owner Occupied | 32.1% |
| Renter Occupied | 67.9% |
| Avg HH Size | 2.09 |
ZIP code 48607 is located in Saginaw, Michigan, within Saginaw County. With a population of 1,523, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.3 years. Economically, 48607 is a lower-income ZIP code: the median household income of $39,211 is below the national average.
Real estate in ZIP code 48607 represents one of the more affordable housing markets in the country. The median home value of $44,500 is well below the national average. Renters can expect to pay around $1,017 per month in median rent. This is predominantly a renter community, with 67.9% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have decreased by 25% since 2019.
The population of 48607 is racially diverse, with Black as the largest group at 40.5%. Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 32.5%. Household income has grown by 37% since 2019.
The unemployment rate in 48607 stands at 12.7%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 48607 in Saginaw, MI is characterized as lower-income, moderately educated, and a relatively young community. With 1,523 residents, a median household income of $39,211, and a median home value of $44,500, it offers a clear picture of life in this part of Michigan.