| ZIP Code | 48603 |
|---|---|
| City | Saginaw |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 633 ft |
| Latitude | 43.458786 |
|---|---|
| Longitude | -84.029471 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 49.8% ▲ 29% above avg |
| Unemployment | 5.4% ▲ 11% above avg |
| No HS Diploma | 210 (1.1%) |
| HS Graduate | 4,966 (26.6%) |
| Some College | 1,994 (10.7%) |
| Associates | 2,212 (11.8%) |
| Bachelors | 2,282 (12.2%) |
| Graduate Degree | 7,022 (37.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,690 ▼ 14% below avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $181,800 ▼ 35% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $1,019/mo ↑ 18% since 2019 |
| Total Units | 13,367 |
| Vacant Units | 1,069 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 13,367 |
|---|---|
| Vacant | 1,069 |
| Owner Occupied | 65.9% |
| Renter Occupied | 34.1% |
| Avg HH Size | 2.22 |
ZIP code 48603 is located in Saginaw, Michigan, within Saginaw County. With a population of 27,846, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 48603 is a solidly middle-class ZIP code: the median household income of $65,690 is near the national average.
Real estate in ZIP code 48603 represents an affordable housing market. The median home value of $181,800 is below the national average. Renters can expect to pay around $1,019 per month in median rent. Homeownership is strong here — 65.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 48603 is primarily White (70.29%). Residents are well-educated — 49.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 13.5%. Household income has grown by 23% since 2019.
The unemployment rate in 48603 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 48603 in Saginaw, MI is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 27,846 residents, a median household income of $65,690, and a median home value of $181,800, it offers a clear picture of life in this part of Michigan.