| ZIP Code | 48602 |
|---|---|
| City | Saginaw |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 611 ft |
| Latitude | 43.420026 |
|---|---|
| Longitude | -83.974472 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.4 yrs |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 27.8% ▲ 178% above avg |
| College Grads | 28.6% ▼ 26% below avg |
| Unemployment | 10.0% ▲ 104% above avg |
| No HS Diploma | 301 (1.9%) |
| HS Graduate | 5,450 (34%) |
| Some College | 2,393 (14.9%) |
| Associates | 3,289 (20.5%) |
| Bachelors | 1,902 (11.9%) |
| Graduate Degree | 2,672 (16.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $46,068 ▼ 40% below avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $70,200 ▼ 75% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $902/mo ↑ 25% since 2019 |
| Total Units | 12,286 |
| Vacant Units | 1,437 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,286 |
|---|---|
| Vacant | 1,437 |
| Owner Occupied | 62.3% |
| Renter Occupied | 37.7% |
| Avg HH Size | 2.45 |
ZIP code 48602 is located in Saginaw, Michigan, within Saginaw County. With a population of 27,490, this is a moderately populated ZIP code with a relatively young community — the median age is 35.4 years. Economically, 48602 is a working-class ZIP code: the median household income of $46,068 is below the national average.
Real estate in ZIP code 48602 represents one of the more affordable housing markets in the country. The median home value of $70,200 is well below the national average. Renters can expect to pay around $902 per month in median rent. Homeownership is strong here — 62.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 48602 is majority White (50.22%). Residents are moderately educated — 28.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 27.8%. Household income has grown by 33% since 2019.
The unemployment rate in 48602 stands at 10.0%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 48602 in Saginaw, MI is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 27,490 residents, a median household income of $46,068, and a median home value of $70,200, it offers a clear picture of life in this part of Michigan.