| ZIP Code | 48601 |
|---|---|
| City | Saginaw |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 608 ft |
| Latitude | 43.394997 |
|---|---|
| Longitude | -83.88928 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.0 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 31.5% ▲ 215% above avg |
| College Grads | 20.6% ▼ 47% below avg |
| Unemployment | 11.4% ▲ 132% above avg |
| No HS Diploma | 367 (1.9%) |
| HS Graduate | 7,398 (38%) |
| Some College | 3,342 (17.2%) |
| Associates | 4,330 (22.3%) |
| Bachelors | 2,216 (11.4%) |
| Graduate Degree | 1,799 (9.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $37,830 ▼ 50% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $54,900 ▼ 80% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $836/mo ↑ 13% since 2019 |
| Total Units | 16,220 |
| Vacant Units | 2,785 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,220 |
|---|---|
| Vacant | 2,785 |
| Owner Occupied | 66.1% |
| Renter Occupied | 33.9% |
| Avg HH Size | 2.36 |
ZIP code 48601 is located in Saginaw, Michigan, within Saginaw County. With a population of 32,069, this is a moderately populated ZIP code with a middle-aged community — the median age is 39 years. Economically, 48601 is a lower-income ZIP code: the median household income of $37,830 is well below the national average.
Real estate in ZIP code 48601 represents one of the more affordable housing markets in the country. The median home value of $54,900 is well below the national average. Renters can expect to pay around $836 per month in median rent. Homeownership is strong here — 66.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 48601 is majority Black (59.29%). Residents are less-educated — 20.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 31.5%. Household income has grown by 27% since 2019.
The unemployment rate in 48601 stands at 11.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 48601 in Saginaw, MI is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 32,069 residents, a median household income of $37,830, and a median home value of $54,900, it offers a clear picture of life in this part of Michigan.