City

Saint Charles, MI

1 ZIP code  ·  Saginaw County  ·  Michigan

👥5,655Population
💰$64,615Median HH Income▼ 15% below avg
🎂46.8Median Age
🏠$157,100Median Home Value▼ 44% below avg
🎓32.1%College Grads▼ 17% below avg
📊2.7%Unemployment▼ 45% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.2% Female 48.8% ♀

Race & Ethnicity

White: 87.9%Hispanic: 6.6%Black: 3.1%Asian: 0.3%Other: 2%Race
White87.9%
Hispanic6.6%
Black3.1%
Asian0.3%
Other2.0%

Age Breakdown

Under 5
4%
5–17
16%
18–24
6%
25–44
21%
45–64
31%
65+
12%

Key Indicators

Median Age46.8 yrs
Avg HH Size2.41
Below Poverty10.0% ≈ Avg
College Grads32.1% ▼ 17% below avg
Unemployment2.7% ▼ 45% below avg
No HS Diploma26 (0.6%)
HS Graduate1,440 (35.6%)
Some College675 (16.7%)
Associates609 (15%)
Bachelors566 (14%)
Graduate Degree733 (18.1%)

Education

No HS: 0.6%HS Grad: 35.6%Some College: 16.7%Associates: 15%Bachelors: 14%Graduate: 18.1%Edu
No HS0.6%
HS Grad35.6%
Some College16.7%
Associates15.0%
Bachelors14.0%
Graduate18.1%
Housing & Income

Housing Tenure

Owner: 87.5%Renter: 12.5%Tenure
Owner87.5%
Renter12.5%

Home Value Distribution

Under $50k
3%
$50k–$100k
23%
$100k–$150k
21%
$150k–$200k
17%
$200k–$300k
20%
$300k–$500k
12%
Over $500k
3%

Financials

Median HH Income$64,615 ▼ 15% below avg
Median Home Value$157,100 ▼ 44% below avg
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$633/mo
Total Housing Units2,469
Vacant Units137

Income Distribution

Under $25k
18%
$25k–$50k
18%
$50k–$75k
20%
$75k–$100k
13%
$100k–$150k
18%
$150k–$200k
9%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
16%
15–30 min
28%
30–45 min
31%
Over 45 min
25%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
15%
1960s–1970s
15%
1980s–1990s
12%
2000+
56%
About Saint Charles, MI

Saint Charles is a city in Michigan, located in Saginaw County. The city spans 1 ZIP code and is home to approximately 5,655 residents. It is a mature city, with a median age of 46.8 years.

Economically, Saint Charles is a solidly middle-class community. The median household income of $64,615 is below the national average. Approximately 10.0% of residents live below the poverty line. The unemployment rate is 2.7%, below the national average.

The real estate market in Saint Charles is an affordable housing market. Median home values stand at $157,100, which is below the national average. Renters typically pay around $633 per month. Homeownership is high at 87.5%, typical of suburban and family-oriented communities.

The population of Saint Charles is moderately educated. 32.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (87.89%).

Saint Charles, MI offers residents a cost-conscious lifestyle within Michigan.

ZIP Codes in Saint Charles
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
48655 5,655 $64,615 $157,100 $633 2.7% 32.1% 87.5%