| ZIP Code | 48649 |
|---|---|
| City | Oakley |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 675 ft |
| Latitude | 43.150461 |
|---|---|
| Longitude | -84.217431 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.3 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 8.1% ▼ 19% below avg |
| College Grads | 31.3% ▼ 19% below avg |
| Unemployment | 5.4% ▲ 10% above avg |
| No HS Diploma | 15 (1.5%) |
| HS Graduate | 425 (42.2%) |
| Some College | 147 (14.6%) |
| Associates | 104 (10.3%) |
| Bachelors | 159 (15.8%) |
| Graduate Degree | 156 (15.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,288 ▼ 11% below avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $151,500 ▼ 46% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $785/mo ↓ 3% since 2019 |
| Total Units | 633 |
| Vacant Units | 30 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 633 |
|---|---|
| Vacant | 30 |
| Owner Occupied | 91.5% |
| Renter Occupied | 8.5% |
| Avg HH Size | 2.45 |
ZIP code 48649 is located in Oakley, Michigan, within Saginaw County. With a population of 1,476, this is a sparsely populated ZIP code with a mature community — the median age is 51.3 years. Economically, 48649 is a solidly middle-class ZIP code: the median household income of $68,288 is near the national average.
Real estate in ZIP code 48649 represents an affordable housing market. The median home value of $151,500 is below the national average. Renters can expect to pay around $785 per month in median rent. Homeownership is strong here — 91.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 48649 is primarily White (88.82%). Residents are moderately educated — 31.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 8.1%. Household income has grown by 33% since 2019.
The unemployment rate in 48649 stands at 5.4%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 48649 in Oakley, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,476 residents, a median household income of $68,288, and a median home value of $151,500, it offers a clear picture of life in this part of Michigan.