US ZIP Code
48831

Elsie, MI

Clinton County  ·  Michigan

● Active
👥 3,282 Population ↓ 5% since 2019
💰 $61,800 Median HH Income
▼ 19% below avg ↑ 27% since 2019
🎂 44.4 Median Age ↑ 6% since 2019
🏠 $155,400 Median Home Value
▼ 44% below avg ↑ 37% since 2019
🎓 30.0% College Grads
▼ 23% below avg
📊 10.0% Unemployment
▲ 103% above avg ↑ 124% since 2019
ZIP Code Details
ZIP Code48831
CityElsie
StateMichigan (MI)
CountyClinton County
Area Code989
Elevation714 ft
Latitude43.096225
Longitude-84.372473
TimezoneDetroit (DST)
FIPS26037
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.1% (1,677) Female 48.9% (1,605) ♀

Race & Ethnicity

White: 94.9%Hispanic: 2.5%Black: 0.3%Asian: 0.6%Other: 1.5%Race
White94.9%
Hispanic2.5%
Black0.3%
Asian0.6%
Other1.5%

Age Breakdown

Under 5
6%
5–17
13%
18–24
5%
25–44
27%
45–64
31%
65+
6%

Key Indicators

Median Age44.4 yrs ↑ 6% since 2019
Avg Household Size2.37
Below Poverty9.9% ≈ Avg
College Grads30.0% ▼ 23% below avg
Unemployment10.0% ▲ 103% above avg
No HS Diploma20 (0.8%)
HS Graduate943 (40%)
Some College337 (14.3%)
Associates352 (14.9%)
Bachelors330 (14%)
Graduate Degree378 (16%)

Education

No HS: 0.8%HS Grad: 40%Some College: 14.3%Associates: 14.9%Bachelors: 14%Graduate: 16%Edu
No HS0.8%
HS Grad40.0%
Some College14.3%
Associates14.9%
Bachelors14.0%
Graduate16.0%
Housing & Income

Housing Tenure

Owner: 88.1%Renter: 12%Tenure
Owner88.1%
Renter12.0%

Home Value Distribution

Under $50k
8%
$50k–100k
17%
$100k–150k
21%
$150k–200k
23%
$200k–300k
18%
$300k–500k
11%
Over $500k
2%

Financials

Median HH Income$61,800 ▼ 19% below avg ↑ 27% since 2019
Median Home Value$155,400 ▼ 44% below avg ↑ 37% since 2019
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$805/mo ↑ 4% since 2019
Total Units1,486
Vacant Units105
Avg HH Size2.37

Income Distribution

Under $25k
15%
$25k–50k
16%
$50k–75k
28%
$75k–100k
13%
$100k–150k
19%
$150k–200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
23%
15–30 min
25%
30–45 min
28%
Over 45 min
24%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
12%
1960s–1970s
14%
1980s–1990s
11%
2000+
61%

Summary

Total Units1,486
Vacant105
Owner Occupied88.1%
Renter Occupied12.0%
Avg HH Size2.37
Frequently Asked Questions
ZIP code 48831 is in Elsie, MI, in Clinton County.
ZIP code 48831 is located in Michigan (MI).
ZIP code 48831 is in Clinton County, MI.
ZIP 48831 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48831 is 3,282 people (ACS 2023).
The median household income in ZIP code 48831 is $61,800 (ACS 2023).
The median home value in ZIP 48831 is $155,400 (ACS 2023).
About ZIP Code 48831

ZIP code 48831 is located in Elsie, Michigan, within Clinton County. With a population of 3,282, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.4 years. Economically, 48831 is a solidly middle-class ZIP code: the median household income of $61,800 is below the national average.

Real estate in ZIP code 48831 represents an affordable housing market. The median home value of $155,400 is below the national average. Renters can expect to pay around $805 per month in median rent. Homeownership is strong here — 88.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 48831 is primarily White (94.91%). Residents are moderately educated — 30.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.9%. Household income has grown by 27% since 2019.

The unemployment rate in 48831 stands at 10.0%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 48831 in Elsie, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,282 residents, a median household income of $61,800, and a median home value of $155,400, it offers a clear picture of life in this part of Michigan.