US ZIP Code
48623

Freeland, MI

Saginaw County  ·  Michigan

● Active
👥 15,126 Population ↑ 11% since 2019
💰 $96,371 Median HH Income
▲ 26% above avg ↑ 18% since 2019
🎂 41.5 Median Age
🏠 $230,300 Median Home Value
▼ 17% below avg ↑ 39% since 2019
🎓 48.3% College Grads
▲ 25% above avg
📊 3.7% Unemployment
▼ 25% below avg ↑ 50% since 2019
ZIP Code Details
ZIP Code48623
CityFreeland
StateMichigan (MI)
CountySaginaw County
Area Code989
Elevation619 ft
Latitude43.519318
Longitude-84.133945
TimezoneDetroit (DST)
FIPS26145
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 55.3% (8,366) Female 44.7% (6,760) ♀

Race & Ethnicity

White: 86.5%Hispanic: 3.2%Black: 4.7%Asian: 0.9%Other: 4.2%Race
White86.5%
Hispanic3.2%
Black4.7%
Asian0.9%
Other4.2%

Age Breakdown

Under 5
5%
5–17
18%
18–24
6%
25–44
27%
45–64
28%
65+
9%

Key Indicators

Median Age41.5 yrs
Avg Household Size2.57
Below Poverty5.2% ▼ 48% below avg
College Grads48.3% ▲ 25% above avg
Unemployment3.7% ▼ 25% below avg
No HS Diploma62 (0.6%)
HS Graduate2,375 (22.7%)
Some College1,665 (15.9%)
Associates1,309 (12.5%)
Bachelors1,641 (15.7%)
Graduate Degree3,418 (32.6%)

Education

No HS: 0.6%HS Grad: 22.7%Some College: 15.9%Associates: 12.5%Bachelors: 15.7%Graduate: 32.6%Edu
No HS0.6%
HS Grad22.7%
Some College15.9%
Associates12.5%
Bachelors15.7%
Graduate32.6%
Housing & Income

Housing Tenure

Owner: 88.3%Renter: 11.7%Tenure
Owner88.3%
Renter11.7%

Home Value Distribution

Under $50k
5%
$50k–100k
6%
$100k–150k
9%
$150k–200k
20%
$200k–300k
27%
$300k–500k
28%
Over $500k
4%

Financials

Median HH Income$96,371 ▲ 26% above avg ↑ 18% since 2019
Median Home Value$230,300 ▼ 17% below avg ↑ 39% since 2019
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$1,176/mo ↑ 15% since 2019
Total Units5,495
Vacant Units270
Avg HH Size2.57

Income Distribution

Under $25k
10%
$25k–50k
13%
$50k–75k
14%
$75k–100k
13%
$100k–150k
22%
$150k–200k
14%
Over $200k
13%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
2%
Work From Home
13%

Commute Time

Under 15 min
29%
15–30 min
54%
30–45 min
10%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
11%
1980s–1990s
22%
2000+
58%

Summary

Total Units5,495
Vacant270
Owner Occupied88.3%
Renter Occupied11.7%
Avg HH Size2.57
Frequently Asked Questions
ZIP code 48623 is in Freeland, MI, in Saginaw County.
ZIP code 48623 is located in Michigan (MI).
ZIP code 48623 is in Saginaw County, MI.
ZIP 48623 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48623 is 15,126 people (ACS 2023).
The median household income in ZIP code 48623 is $96,371 (ACS 2023).
The median home value in ZIP 48623 is $230,300 (ACS 2023).
About ZIP Code 48623

ZIP code 48623 is located in Freeland, Michigan, within Saginaw County. With a population of 15,126, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.5 years. Economically, 48623 is a middle-income ZIP code: the median household income of $96,371 is above the national average.

Real estate in ZIP code 48623 represents an affordable housing market. The median home value of $230,300 is below the national average. Renters can expect to pay around $1,176 per month in median rent. Homeownership is strong here — 88.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.

The population of 48623 is primarily White (86.48%). Residents are well-educated — 48.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has grown by 18% since 2019.

The unemployment rate in 48623 stands at 3.7%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 48623 in Freeland, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 15,126 residents, a median household income of $96,371, and a median home value of $230,300, it offers a clear picture of life in this part of Michigan.