| ZIP Code | 48637 |
|---|---|
| City | Merrill |
| State | Michigan (MI) |
| County | Saginaw County |
| Area Code | 989 |
| Elevation | 672 ft |
| Latitude | 43.413712 |
|---|---|
| Longitude | -84.33557 |
| Timezone | Detroit (DST) |
| FIPS | 26145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.8 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 14.9% ▲ 49% above avg |
| College Grads | 25.0% ▼ 35% below avg |
| Unemployment | 10.6% ▲ 117% above avg |
| No HS Diploma | 7 (0.3%) |
| HS Graduate | 1,034 (47.7%) |
| Some College | 263 (12.1%) |
| Associates | 321 (14.8%) |
| Bachelors | 189 (8.7%) |
| Graduate Degree | 353 (16.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,900 ▼ 16% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $140,000 ▼ 50% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $736/mo ↓ 10% since 2019 |
| Total Units | 1,319 |
| Vacant Units | 73 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,319 |
|---|---|
| Vacant | 73 |
| Owner Occupied | 90.9% |
| Renter Occupied | 9.2% |
| Avg HH Size | 2.45 |
ZIP code 48637 is located in Merrill, Michigan, within Saginaw County. With a population of 3,068, this is a sparsely populated ZIP code with a mature community — the median age is 45.8 years. Economically, 48637 is a solidly middle-class ZIP code: the median household income of $63,900 is below the national average.
Real estate in ZIP code 48637 represents one of the more affordable housing markets in the country. The median home value of $140,000 is below the national average. Renters can expect to pay around $736 per month in median rent. Homeownership is strong here — 90.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 48637 is primarily White (86.93%). Residents are moderately educated — 25.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.9%. Household income has grown by 24% since 2019.
The unemployment rate in 48637 stands at 10.6%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 48637 in Merrill, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 3,068 residents, a median household income of $63,900, and a median home value of $140,000, it offers a clear picture of life in this part of Michigan.