County

Okaloosa County, FL

18 ZIP codes  ·  13 cities  ·  Florida

👥217,339Population
💰$80,262Median HH Income≈ Avg
🎂38.1Median Age
🏠$332,134Median Home Value▲ 19% above avg
🎓47.1%College Grads▲ 22% above avg
📊2.8%Unemployment▼ 42% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.8% Female 49.2% ♀

Race & Ethnicity

White: 70.3%Hispanic: 10.7%Black: 9.1%Asian: 3.2%Other: 6%Race
White70.3%
Hispanic10.7%
Black9.1%
Asian3.2%
Other6.0%

Age Breakdown

Under 5
6%
5–17
16%
18–24
8%
25–44
29%
45–64
24%
65+
7%

Key Indicators

Median Age38.1 yrs
Avg HH Size2.50
Below Poverty9.1% ▼ 9% below avg
College Grads47.1% ▲ 22% above avg
Unemployment2.8% ▼ 42% below avg
No HS Diploma1,507 (1.1%)
HS Graduate32,447 (22.8%)
Some College19,360 (13.6%)
Associates21,539 (15.2%)
Bachelors18,039 (12.7%)
Graduate Degree49,122 (34.6%)

Education

No HS: 1.1%HS Grad: 22.8%Some College: 13.6%Associates: 15.2%Bachelors: 12.7%Graduate: 34.6%Edu
No HS1.1%
HS Grad22.8%
Some College13.6%
Associates15.2%
Bachelors12.7%
Graduate34.6%
Housing & Income

Housing Tenure

Owner: 67.6%Renter: 32.4%Tenure
Owner67.6%
Renter32.4%

Home Value Distribution

Under $50k
4%
$50k–$100k
2%
$100k–$150k
5%
$150k–$200k
8%
$200k–$300k
26%
$300k–$500k
36%
Over $500k
19%

Financials

Median HH Income$80,262 ≈ Avg
Median Home Value$332,134 ▲ 19% above avg
Home/Income Ratio4.1x (nat avg ~3.5x)
Median Rent$1,486/mo
Total Housing Units104,056
Vacant Units18,534

Income Distribution

Under $25k
11%
$25k–$50k
15%
$50k–$75k
20%
$75k–$100k
14%
$100k–$150k
20%
$150k–$200k
9%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
2%
Work From Home
11%

Commute Time

Under 15 min
30%
15–30 min
33%
30–45 min
19%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
7%
1960s–1970s
17%
1980s–1990s
18%
2000+
58%
About Okaloosa County, FL

Okaloosa County is located in Florida and encompasses 18 ZIP codes spanning 13 cities and communities. The county has an estimated population of 217,339 residents. With a median age of 38.09, it is a middle-aged county.

Okaloosa County has a middle-income economic profile. The median household income of $80,262 is near the national average. Unemployment stands at 2.8%, below the national average. The poverty rate of 9.1% is near the national average.

Housing in Okaloosa County is a mid-range housing market, with a median home value of $332,134 — above the national average. Monthly median rent is approximately $1,486. Homeownership rates are high at 67.6%, reflecting a largely residential, stable population.

The residents of Okaloosa County are primarily White (70.27%). Educational attainment is well-educated — 47.1% of adults hold a bachelor's degree or higher, above the national average.

Okaloosa County, FL is a middle-income area in Florida. The 18 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Okaloosa County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
32531 Baker 7,445 $81,313 $291,700 $888 2.3% 34.5%
32536 Crestview 24,859 $82,643 $280,300 $1,351 2.2% 42.6%
32539 Crestview 33,150 $72,521 $272,300 $1,323 2.3% 40.1%
32541 Destin 18,632 $93,004 $498,600 $1,976 1.3% 58.6%
32542 Eglin Afb 3,917 $69,286 $1,888 1.0% 52.1%
32547 Fort Walton Beach 35,522 $67,822 $299,400 $1,421 2.5% 45.8%
32548 Fort Walton Beach 23,209 $63,857 $291,000 $1,281 3.9% 41.4%
32564 Holt 1,958 $68,170 $123,700 2.0% 27.5%
32544 Hurlburt Field 2,344 $41,917 $1,959 0.0% 67.7%
32567 Laurel Hill 4,820 $66,215 $231,000 5.6% 29.6%
32569 Mary Esther 12,643 $73,762 $296,400 $1,456 5.3% 50.5%
32578 Niceville 33,948 $105,858 $414,900 $1,744 3.7% 55.9%
32579 Shalimar 10,775 $98,014 $430,400 $1,582 2.5% 55.4%
32580 Valparaiso 4,117 $85,385 $348,600 $1,268 3.1% 54.7%