City

Holt, FL

1 ZIP code  ·  Okaloosa County  ·  Florida

👥1,958Population
💰$68,170Median HH Income▼ 11% below avg
🎂47.8Median Age
🏠$123,700Median Home Value▼ 56% below avg
🎓27.5%College Grads▼ 29% below avg
📊2.0%Unemployment▼ 58% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.7% Female 48.3% ♀

Race & Ethnicity

White: 88.6%Hispanic: 3.4%Black: 0.6%Asian: 0.7%Other: 6.2%Race
White88.6%
Hispanic3.4%
Black0.6%
Asian0.7%
Other6.2%

Age Breakdown

Under 5
4%
5–17
12%
18–24
8%
25–44
21%
45–64
33%
65+
10%

Key Indicators

Median Age47.8 yrs
Avg HH Size2.28
Below Poverty9.2% ▼ 8% below avg
College Grads27.5% ▼ 29% below avg
Unemployment2.0% ▼ 58% below avg
HS Graduate538 (38.4%)
Some College264 (18.8%)
Associates215 (15.3%)
Bachelors186 (13.3%)
Graduate Degree199 (14.2%)

Education

HS Grad: 38.4%Some College: 18.8%Associates: 15.3%Bachelors: 13.3%Graduate: 14.2%Edu
HS Grad38.4%
Some College18.8%
Associates15.3%
Bachelors13.3%
Graduate14.2%
Housing & Income

Housing Tenure

Owner: 78.4%Renter: 21.6%Tenure
Owner78.4%
Renter21.6%

Home Value Distribution

Under $50k
30%
$50k–$100k
2%
$100k–$150k
21%
$150k–$200k
7%
$200k–$300k
19%
$300k–$500k
19%
Over $500k
2%

Financials

Median HH Income$68,170 ▼ 11% below avg
Median Home Value$123,700 ▼ 56% below avg
Home/Income Ratio1.8x (nat avg ~3.5x)
Total Housing Units892
Vacant Units37

Income Distribution

Under $25k
29%
$25k–$50k
11%
$50k–$75k
14%
$75k–$100k
11%
$100k–$150k
18%
$150k–$200k
7%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
86%
Work From Home
14%

Commute Time

Under 15 min
13%
15–30 min
23%
30–45 min
18%
Over 45 min
46%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
6%
1980s–1990s
28%
2000+
61%
About Holt, FL

Holt is a city in Florida, located in Okaloosa County. The city spans 1 ZIP code and is home to approximately 1,958 residents. It is a mature city, with a median age of 47.8 years.

Economically, Holt is a solidly middle-class community. The median household income of $68,170 is near the national average. Approximately 9.2% of residents live below the poverty line. The unemployment rate is 2.0%, well below the national average.

The real estate market in Holt is one of the more affordable housing markets in the country. Median home values stand at $123,700, which is well below the national average. Homeownership is high at 78.4%, typical of suburban and family-oriented communities.

The population of Holt is moderately educated. 27.5% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (88.56%).

Holt, FL offers residents a cost-conscious lifestyle within Florida.

ZIP Codes in Holt
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32564 1,958 $68,170 $123,700 2.0% 27.5% 78.4%