City

Fort Walton Beach, FL

3 ZIP codes  ·  Okaloosa County  ·  Florida

👥58,731Population
💰$66,255Median HH Income▼ 13% below avg
🎂37.5Median Age
🏠$296,081Median Home Value≈ Avg
🎓44.1%College Grads▲ 14% above avg
📊3.0%Unemployment▼ 38% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.0% Female 49.0% ♀

Race & Ethnicity

White: 60.8%Hispanic: 16.3%Black: 11.5%Asian: 4.3%Other: 6.2%Race
White60.8%
Hispanic16.3%
Black11.5%
Asian4.3%
Other6.2%

Age Breakdown

Under 5
6%
5–17
15%
18–24
8%
25–44
30%
45–64
24%
65+
7%

Key Indicators

Median Age37.5 yrs
Avg HH Size2.34
Below Poverty13.5% ▲ 35% above avg
College Grads44.1% ▲ 14% above avg
Unemployment3.0% ▼ 38% below avg
No HS Diploma657 (1.7%)
HS Graduate9,839 (25.5%)
Some College5,093 (13.2%)
Associates6,010 (15.6%)
Bachelors5,190 (13.5%)
Graduate Degree11,783 (30.5%)

Education

No HS: 1.7%HS Grad: 25.5%Some College: 13.2%Associates: 15.6%Bachelors: 13.5%Graduate: 30.5%Edu
No HS1.7%
HS Grad25.5%
Some College13.2%
Associates15.6%
Bachelors13.5%
Graduate30.5%
Housing & Income

Housing Tenure

Owner: 57.1%Renter: 42.9%Tenure
Owner57.1%
Renter42.9%

Home Value Distribution

Under $50k
4%
$50k–$100k
3%
$100k–$150k
6%
$150k–$200k
10%
$200k–$300k
29%
$300k–$500k
35%
Over $500k
13%

Financials

Median HH Income$66,255 ▼ 13% below avg
Median Home Value$296,080 ≈ Avg
Home/Income Ratio4.5x (nat avg ~3.5x)
Median Rent$1,366/mo
Total Housing Units30,152
Vacant Units5,330

Income Distribution

Under $25k
12%
$25k–$50k
18%
$50k–$75k
24%
$75k–$100k
14%
$100k–$150k
16%
$150k–$200k
8%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
2%
Work From Home
7%

Commute Time

Under 15 min
34%
15–30 min
39%
30–45 min
14%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
15%
1960s–1970s
18%
1980s–1990s
12%
2000+
54%
About Fort Walton Beach, FL

Fort Walton Beach is a city in Florida, located in Okaloosa County. The city spans 3 ZIP codes and is home to approximately 58,731 residents. It is a relatively young city, with a median age of 37.54 years.

Economically, Fort Walton Beach is a solidly middle-class community. The median household income of $66,255 is near the national average. Approximately 13.5% of residents live below the poverty line. The unemployment rate is 3.0%, below the national average.

The real estate market in Fort Walton Beach is a mid-range housing market. Median home values stand at $296,080, which is near the national average. Renters typically pay around $1,365 per month.

The population of Fort Walton Beach is well-educated. 44.1% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (60.77%).

Fort Walton Beach, FL offers residents a cost-conscious lifestyle within Florida. Spread across 3 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Fort Walton Beach
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32547 35,522 $67,822 $299,400 $1,421 2.5% 45.8% 57.0%
32548 23,209 $63,857 $291,000 $1,281 3.9% 41.4% 57.3%