City

Destin, FL

2 ZIP codes  ·  Okaloosa County  ·  Florida

👥18,632Population
💰$93,004Median HH Income▲ 22% above avg
🎂42.4Median Age
🏠$498,600Median Home Value▲ 79% above avg
🎓58.6%College Grads▲ 51% above avg
📊1.3%Unemployment▼ 74% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.5% Female 47.5% ♀

Race & Ethnicity

White: 80.7%Hispanic: 7.4%Black: 2.9%Asian: 1.6%Other: 6.4%Race
White80.7%
Hispanic7.4%
Black2.9%
Asian1.6%
Other6.4%

Age Breakdown

Under 5
5%
5–17
14%
18–24
5%
25–44
29%
45–64
28%
65+
9%

Key Indicators

Median Age42.4 yrs
Avg HH Size2.21
Below Poverty7.1% ▼ 29% below avg
College Grads58.6% ▲ 51% above avg
Unemployment1.3% ▼ 74% below avg
No HS Diploma260 (1.9%)
HS Graduate2,095 (15.3%)
Some College1,539 (11.2%)
Associates1,768 (12.9%)
Bachelors1,512 (11.1%)
Graduate Degree6,508 (47.6%)

Education

No HS: 1.9%HS Grad: 15.3%Some College: 11.2%Associates: 12.9%Bachelors: 11.1%Graduate: 47.6%Edu
No HS1.9%
HS Grad15.3%
Some College11.2%
Associates12.9%
Bachelors11.1%
Graduate47.6%
Housing & Income

Housing Tenure

Owner: 68.1%Renter: 31.9%Tenure
Owner68.1%
Renter31.9%

Home Value Distribution

Under $50k
1%
$50k–$100k
0%
$100k–$150k
1%
$150k–$200k
2%
$200k–$300k
14%
$300k–$500k
36%
Over $500k
46%

Financials

Median HH Income$93,004 ▲ 22% above avg
Median Home Value$498,600 ▲ 79% above avg
Home/Income Ratio5.4x (nat avg ~3.5x)
Median Rent$1,976/mo
Total Housing Units16,390
Vacant Units8,024

Income Distribution

Under $25k
10%
$25k–$50k
11%
$50k–$75k
16%
$75k–$100k
15%
$100k–$150k
20%
$150k–$200k
9%
Over $200k
18%
Employment & Commute

How People Get to Work

Drove Alone
79%
Public Transit
1%
Walked
2%
Work From Home
18%

Commute Time

Under 15 min
34%
15–30 min
28%
30–45 min
25%
Over 45 min
13%
Housing Stock

Year Built

1940s–1950s
1%
1960s–1970s
18%
1980s–1990s
24%
2000+
57%
About Destin, FL

Destin is a city in Florida, located in Okaloosa County. The city spans 2 ZIP codes and is home to approximately 18,632 residents. It is a middle-aged city, with a median age of 42.4 years.

Economically, Destin is a middle-income community. The median household income of $93,004 is above the national average. Approximately 7.1% of residents live below the poverty line. The unemployment rate is 1.3%, well below the national average.

The real estate market in Destin is a premium housing market. Median home values stand at $498,600, which is significantly above the national average. Renters typically pay around $1,976 per month. Homeownership is high at 68.1%, typical of suburban and family-oriented communities.

The population of Destin is well-educated. 58.6% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (80.73%).

Destin, FL offers residents above-average earning potential within Florida. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Destin
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32541 18,632 $93,004 $498,600 $1,976 1.3% 58.6% 68.1%

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