| ZIP Code | 32547 |
|---|---|
| City | Fort Walton Beach |
| State | Florida (FL) |
| County | Okaloosa County |
| Area Code | 448/850 |
| Elevation | 54 ft |
| Latitude | 30.466178 |
|---|---|
| Longitude | -86.652985 |
| Timezone | New York (DST) |
| FIPS | 12091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.0 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 12.8% ▲ 28% above avg |
| College Grads | 45.8% ▲ 18% above avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 349 (1.5%) |
| HS Graduate | 5,889 (25.8%) |
| Some College | 2,529 (11.1%) |
| Associates | 3,604 (15.8%) |
| Bachelors | 3,696 (16.2%) |
| Graduate Degree | 6,753 (29.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,822 ▼ 11% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $299,400 ≈ Avg ↑ 64% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Median Rent | $1,421/mo ↑ 35% since 2019 |
| Total Units | 16,112 |
| Vacant Units | 1,398 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,112 |
|---|---|
| Vacant | 1,398 |
| Owner Occupied | 57.0% |
| Renter Occupied | 43.0% |
| Avg HH Size | 2.39 |
ZIP code 32547 is located in Fort Walton Beach, Florida, within Okaloosa County. With a population of 35,522, this is a highly populated ZIP code with a relatively young community — the median age is 36 years. Economically, 32547 is a solidly middle-class ZIP code: the median household income of $67,822 is near the national average.
Real estate in ZIP code 32547 represents a mid-range housing market. The median home value of $299,400 is near the national average. Renters can expect to pay around $1,421 per month in median rent. The area has a relatively balanced mix of owners (57.0%) and renters (43.0%). Median home values have increased by 64% since 2019.
The population of 32547 is majority White (59.35%). Residents are well-educated — 45.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 12.8%. Household income has grown by 29% since 2019.
The unemployment rate in 32547 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 32547 in Fort Walton Beach, FL is characterized as solidly middle-class, well-educated, and a relatively young community. With 35,522 residents, a median household income of $67,822, and a median home value of $299,400, it offers a clear picture of life in this part of Florida.