US ZIP Code
32569

Mary Esther, FL

Okaloosa County  ·  Florida

● Active
👥 12,643 Population
💰 $73,762 Median HH Income
≈ Avg ↑ 20% since 2019
🎂 35.9 Median Age ↑ 3% since 2019
🏠 $296,400 Median Home Value
≈ Avg ↑ 55% since 2019
🎓 50.5% College Grads
▲ 30% above avg
📊 5.3% Unemployment
≈ Avg ↑ 30% since 2019
ZIP Code Details
ZIP Code32569
CityMary Esther
StateFlorida (FL)
CountyOkaloosa County
Area Code448/850
Elevation32 ft
Latitude30.41138
Longitude-86.728401
TimezoneNew York (DST)
FIPS12091
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.4% (6,500) Female 48.6% (6,143) ♀

Race & Ethnicity

White: 62.6%Hispanic: 8.7%Black: 11.9%Asian: 7.6%Other: 8.7%Race
White62.6%
Hispanic8.7%
Black11.9%
Asian7.6%
Other8.7%

Age Breakdown

Under 5
5%
5–17
12%
18–24
8%
25–44
37%
45–64
24%
65+
7%

Key Indicators

Median Age35.9 yrs ↑ 3% since 2019
Avg Household Size2.42
Below Poverty6.0% ▼ 40% below avg
College Grads50.5% ▲ 30% above avg
Unemployment5.3% ≈ Avg
No HS Diploma27 (0.3%)
HS Graduate2,257 (24.7%)
Some College1,132 (12.4%)
Associates1,109 (12.1%)
Bachelors895 (9.8%)
Graduate Degree3,715 (40.7%)

Education

No HS: 0.3%HS Grad: 24.7%Some College: 12.4%Associates: 12.1%Bachelors: 9.8%Graduate: 40.7%Edu
No HS0.3%
HS Grad24.7%
Some College12.4%
Associates12.1%
Bachelors9.8%
Graduate40.7%
Housing & Income

Housing Tenure

Owner: 68.2%Renter: 31.8%Tenure
Owner68.2%
Renter31.8%

Home Value Distribution

Under $50k
7%
$50k–100k
1%
$100k–150k
3%
$150k–200k
3%
$200k–300k
38%
$300k–500k
39%
Over $500k
10%

Financials

Median HH Income$73,762 ≈ Avg ↑ 20% since 2019
Median Home Value$296,400 ≈ Avg ↑ 55% since 2019
Home/Income Ratio4.0x (nat avg ~3.5x)
Median Rent$1,456/mo ↑ 33% since 2019
Total Units5,795
Vacant Units581
Avg HH Size2.42

Income Distribution

Under $25k
8%
$25k–50k
13%
$50k–75k
27%
$75k–100k
15%
$100k–150k
21%
$150k–200k
7%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
0%
Work From Home
15%

Commute Time

Under 15 min
28%
15–30 min
43%
30–45 min
17%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
10%
1960s–1970s
18%
1980s–1990s
19%
2000+
52%

Summary

Total Units5,795
Vacant581
Owner Occupied68.2%
Renter Occupied31.8%
Avg HH Size2.42
Frequently Asked Questions
ZIP code 32569 is in Mary Esther, FL, in Okaloosa County.
ZIP code 32569 is located in Florida (FL).
ZIP code 32569 is in Okaloosa County, FL.
ZIP 32569 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32569 is 12,643 people (ACS 2023).
The median household income in ZIP code 32569 is $73,762 (ACS 2023).
The median home value in ZIP 32569 is $296,400 (ACS 2023).
About ZIP Code 32569

ZIP code 32569 is located in Mary Esther, Florida, within Okaloosa County. With a population of 12,643, this is a lightly populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 32569 is a solidly middle-class ZIP code: the median household income of $73,762 is near the national average.

Real estate in ZIP code 32569 represents a mid-range housing market. The median home value of $296,400 is near the national average. Renters can expect to pay around $1,456 per month in median rent. Homeownership is strong here — 68.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.

The population of 32569 is majority White (62.60%). Residents are well-educated — 50.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 20% since 2019.

The unemployment rate in 32569 stands at 5.3%, which is near the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 32569 in Mary Esther, FL is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 12,643 residents, a median household income of $73,762, and a median home value of $296,400, it offers a clear picture of life in this part of Florida.