| ZIP Code | 32578 |
|---|---|
| City | Niceville |
| State | Florida (FL) |
| County | Okaloosa County |
| Area Code | 448/850 |
| Elevation | 6 ft |
| Latitude | 30.50784 |
|---|---|
| Longitude | -86.448375 |
| Timezone | New York (DST) |
| FIPS | 12091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.6 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 7.2% ▼ 28% below avg |
| College Grads | 55.9% ▲ 44% above avg |
| Unemployment | 3.7% ▼ 24% below avg |
| No HS Diploma | 43 (0.2%) |
| HS Graduate | 4,159 (18.2%) |
| Some College | 2,711 (11.8%) |
| Associates | 3,188 (13.9%) |
| Bachelors | 2,601 (11.4%) |
| Graduate Degree | 10,206 (44.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $105,858 ▲ 39% above avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $414,900 ▲ 49% above avg ↑ 46% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $1,744/mo ↑ 37% since 2019 |
| Total Units | 14,578 |
| Vacant Units | 1,152 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,578 |
|---|---|
| Vacant | 1,152 |
| Owner Occupied | 78.0% |
| Renter Occupied | 22.0% |
| Avg HH Size | 2.52 |
ZIP code 32578 is located in Niceville, Florida, within Okaloosa County. With a population of 33,948, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.6 years. Economically, 32578 is a upper-middle-income ZIP code: the median household income of $105,858 is above the national average.
Real estate in ZIP code 32578 represents a premium housing market. The median home value of $414,900 is above the national average. Renters can expect to pay around $1,744 per month in median rent. Homeownership is strong here — 78.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.
The population of 32578 is primarily White (79.03%). Residents are well-educated — 55.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 24% since 2019.
The unemployment rate in 32578 stands at 3.7%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 32578 in Niceville, FL is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 33,948 residents, a median household income of $105,858, and a median home value of $414,900, it offers a clear picture of life in this part of Florida.