| ZIP Code | 32550 |
|---|---|
| City | Miramar Beach |
| State | Florida (FL) |
| County | Walton County |
| Area Code | 448/850 |
| Latitude | 30.381433 |
|---|---|
| Longitude | -86.345668 |
| Timezone | New York (DST) |
| FIPS | 12131 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.1 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 1.97 |
| Below Poverty | 5.2% ▼ 49% below avg |
| College Grads | 61.6% ▲ 59% above avg |
| Unemployment | 3.1% ▼ 36% below avg |
| No HS Diploma | 16 (0.2%) |
| HS Graduate | 953 (13.9%) |
| Some College | 743 (10.8%) |
| Associates | 919 (13.4%) |
| Bachelors | 492 (7.2%) |
| Graduate Degree | 3,731 (54.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,269 ▲ 26% above avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $679,800 ▲ 144% above avg ↑ 71% since 2019 |
| Home/Income Ratio | 7.1x (nat avg ~3.5x) |
| Median Rent | $2,108/mo ↑ 76% since 2019 |
| Total Units | 14,909 |
| Vacant Units | 10,850 |
| Avg HH Size | 1.97 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,909 |
|---|---|
| Vacant | 10,850 |
| Owner Occupied | 77.1% |
| Renter Occupied | 22.9% |
| Avg HH Size | 1.97 |
ZIP code 32550 is located in Miramar Beach, Florida, within Walton County. With a population of 8,192, this is a lightly populated ZIP code with an older community — the median age is 60.1 years. Economically, 32550 is a middle-income ZIP code: the median household income of $96,269 is above the national average.
Real estate in ZIP code 32550 represents a premium housing market. The median home value of $679,800 is more than double the national average. Renters can expect to pay around $2,108 per month in median rent. Homeownership is strong here — 77.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 71% since 2019.
The population of 32550 is primarily White (91.93%). Residents are highly educated — 61.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has grown by 39% since 2019.
The unemployment rate in 32550 stands at 3.1%, which is below the national average. A notably high share of workers — 26% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 32550 in Miramar Beach, FL is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 8,192 residents, a median household income of $96,269, and a median home value of $679,800, it offers a clear picture of life in this part of Florida.