US ZIP Code
32539

Crestview, FL

Okaloosa County  ·  Florida

● Active
👥 33,150 Population ↑ 10% since 2019
💰 $72,521 Median HH Income
≈ Avg ↑ 21% since 2019
🎂 35.6 Median Age ↑ 3% since 2019
🏠 $272,300 Median Home Value
≈ Avg ↑ 62% since 2019
🎓 40.1% College Grads
≈ Avg
📊 2.3% Unemployment
▼ 54% below avg ↓ 69% since 2019
ZIP Code Details
ZIP Code32539
CityCrestview
StateFlorida (FL)
CountyOkaloosa County
Area Code448/850
Elevation92 ft
Latitude30.778999
Longitude-86.477169
TimezoneNew York (DST)
FIPS12091
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.6% (17,089) Female 48.5% (16,061) ♀

Race & Ethnicity

White: 73.4%Hispanic: 7%Black: 12%Asian: 1.2%Other: 6.2%Race
White73.4%
Hispanic7.0%
Black12.0%
Asian1.2%
Other6.2%

Age Breakdown

Under 5
6%
5–17
18%
18–24
8%
25–44
30%
45–64
23%
65+
8%

Key Indicators

Median Age35.6 yrs ↑ 3% since 2019
Avg Household Size2.69
Below Poverty7.8% ▼ 22% below avg
College Grads40.1% ≈ Avg
Unemployment2.3% ▼ 54% below avg
No HS Diploma299 (1.4%)
HS Graduate4,849 (22.6%)
Some College4,121 (19.2%)
Associates3,587 (16.7%)
Bachelors3,104 (14.5%)
Graduate Degree5,492 (25.6%)

Education

No HS: 1.4%HS Grad: 22.6%Some College: 19.2%Associates: 16.7%Bachelors: 14.5%Graduate: 25.6%Edu
No HS1.4%
HS Grad22.6%
Some College19.2%
Associates16.7%
Bachelors14.5%
Graduate25.6%
Housing & Income

Housing Tenure

Owner: 78.5%Renter: 21.5%Tenure
Owner78.5%
Renter21.5%

Home Value Distribution

Under $50k
4%
$50k–100k
5%
$100k–150k
8%
$150k–200k
13%
$200k–300k
32%
$300k–500k
33%
Over $500k
5%

Financials

Median HH Income$72,521 ≈ Avg ↑ 21% since 2019
Median Home Value$272,300 ≈ Avg ↑ 62% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$1,323/mo ↑ 34% since 2019
Total Units12,642
Vacant Units1,144
Avg HH Size2.69

Income Distribution

Under $25k
11%
$25k–50k
15%
$50k–75k
25%
$75k–100k
12%
$100k–150k
22%
$150k–200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
1%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
27%
15–30 min
21%
30–45 min
20%
Over 45 min
33%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
5%
1960s–1970s
11%
1980s–1990s
21%
2000+
64%

Summary

Total Units12,642
Vacant1,144
Owner Occupied78.5%
Renter Occupied21.5%
Avg HH Size2.69
Frequently Asked Questions
ZIP code 32539 is in Crestview, FL, in Okaloosa County.
ZIP code 32539 is located in Florida (FL).
ZIP code 32539 is in Okaloosa County, FL.
ZIP 32539 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32539 is 33,150 people (ACS 2023).
The median household income in ZIP code 32539 is $72,521 (ACS 2023).
The median home value in ZIP 32539 is $272,300 (ACS 2023).
About ZIP Code 32539

ZIP code 32539 is located in Crestview, Florida, within Okaloosa County. With a population of 33,150, this is a moderately populated ZIP code with a relatively young community — the median age is 35.6 years. Economically, 32539 is a solidly middle-class ZIP code: the median household income of $72,521 is near the national average.

Real estate in ZIP code 32539 represents a mid-range housing market. The median home value of $272,300 is near the national average. Renters can expect to pay around $1,323 per month in median rent. Homeownership is strong here — 78.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 62% since 2019.

The population of 32539 is primarily White (73.36%). Residents are well-educated — 40.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has grown by 21% since 2019.

The unemployment rate in 32539 stands at 2.3%, which is well below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.

Overall, ZIP code 32539 in Crestview, FL is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 33,150 residents, a median household income of $72,521, and a median home value of $272,300, it offers a clear picture of life in this part of Florida.