| ZIP Code | 37421 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 734 ft |
| Latitude | 35.027473 |
|---|---|
| Longitude | -85.153604 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 8.4% ▼ 16% below avg |
| College Grads | 49.4% ▲ 28% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 538 (1.5%) |
| HS Graduate | 7,564 (21%) |
| Some College | 4,017 (11.2%) |
| Associates | 6,065 (16.9%) |
| Bachelors | 3,949 (11%) |
| Graduate Degree | 13,816 (38.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,958 ≈ Avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $299,600 ≈ Avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,313/mo ↑ 24% since 2019 |
| Total Units | 23,978 |
| Vacant Units | 1,778 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 23,978 |
|---|---|
| Vacant | 1,778 |
| Owner Occupied | 60.7% |
| Renter Occupied | 39.4% |
| Avg HH Size | 2.29 |
ZIP code 37421 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 52,516, this is a highly populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 37421 is a middle-income ZIP code: the median household income of $79,958 is near the national average.
Real estate in ZIP code 37421 represents a mid-range housing market. The median home value of $299,600 is near the national average. Renters can expect to pay around $1,313 per month in median rent. Homeownership is strong here — 60.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 37421 is majority White (61.34%). Residents are well-educated — 49.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.4%. Household income has grown by 26% since 2019.
The unemployment rate in 37421 stands at 3.5%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 37421 in Chattanooga, TN is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 52,516 residents, a median household income of $79,958, and a median home value of $299,600, it offers a clear picture of life in this part of Tennessee.