US ZIP Code
37416

Chattanooga, TN

Hamilton County  ·  Tennessee

● Active
👥 14,089 Population ↓ 8% since 2019
💰 $65,083 Median HH Income
▼ 15% below avg ↑ 33% since 2019
🎂 38.6 Median Age ↓ 11% since 2019
🏠 $229,600 Median Home Value
▼ 18% below avg ↑ 64% since 2019
🎓 41.9% College Grads
▲ 8% above avg
📊 6.1% Unemployment
▲ 24% above avg ↑ 30% since 2019
ZIP Code Details
ZIP Code37416
CityChattanooga
StateTennessee (TN)
CountyHamilton County
Area Code423
Elevation676 ft
Latitude35.098865
Longitude-85.157005
TimezoneChicago (DST)
FIPS47065
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (6,978) Female 50.5% (7,111) ♀

Race & Ethnicity

White: 46.7%Hispanic: 4.2%Black: 43.3%Asian: 1.2%Other: 4.1%Race
White46.7%
Hispanic4.2%
Black43.3%
Asian1.2%
Other4.1%

Age Breakdown

Under 5
8%
5–17
7%
18–24
10%
25–44
28%
45–64
28%
65+
8%

Key Indicators

Median Age38.6 yrs ↓ 11% since 2019
Avg Household Size2.26
Below Poverty11.0% ▲ 10% above avg
College Grads41.9% ▲ 8% above avg
Unemployment6.1% ▲ 24% above avg
No HS Diploma202 (2%)
HS Graduate2,190 (21.9%)
Some College1,190 (11.9%)
Associates2,225 (22.3%)
Bachelors720 (7.2%)
Graduate Degree3,461 (34.7%)

Education

No HS: 2%HS Grad: 21.9%Some College: 11.9%Associates: 22.3%Bachelors: 7.2%Graduate: 34.7%Edu
No HS2.0%
HS Grad21.9%
Some College11.9%
Associates22.3%
Bachelors7.2%
Graduate34.7%
Housing & Income

Housing Tenure

Owner: 56.6%Renter: 43.4%Tenure
Owner56.6%
Renter43.4%

Home Value Distribution

Under $50k
2%
$50k–100k
2%
$100k–150k
13%
$150k–200k
22%
$200k–300k
32%
$300k–500k
21%
Over $500k
9%

Financials

Median HH Income$65,083 ▼ 15% below avg ↑ 33% since 2019
Median Home Value$229,600 ▼ 18% below avg ↑ 64% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,086/mo ↑ 18% since 2019
Total Units6,598
Vacant Units396
Avg HH Size2.26

Income Distribution

Under $25k
14%
$25k–50k
17%
$50k–75k
26%
$75k–100k
17%
$100k–150k
14%
$150k–200k
6%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
1%
Walked
0%
Work From Home
14%

Commute Time

Under 15 min
28%
15–30 min
52%
30–45 min
14%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
28%
1960s–1970s
11%
1980s–1990s
7%
2000+
54%

Summary

Total Units6,598
Vacant396
Owner Occupied56.6%
Renter Occupied43.4%
Avg HH Size2.26
Frequently Asked Questions
ZIP code 37416 is in Chattanooga, TN, in Hamilton County.
ZIP code 37416 is located in Tennessee (TN).
ZIP code 37416 is in Hamilton County, TN.
ZIP 37416 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 37416 is 14,089 people (ACS 2023).
The median household income in ZIP code 37416 is $65,083 (ACS 2023).
The median home value in ZIP 37416 is $229,600 (ACS 2023).
About ZIP Code 37416

ZIP code 37416 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 14,089, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 37416 is a solidly middle-class ZIP code: the median household income of $65,083 is near the national average.

Real estate in ZIP code 37416 represents an affordable housing market. The median home value of $229,600 is below the national average. Renters can expect to pay around $1,086 per month in median rent. The area has a relatively balanced mix of owners (56.6%) and renters (43.4%). Median home values have increased by 64% since 2019.

The population of 37416 is racially diverse, with White as the largest group at 46.7%. Residents are well-educated — 41.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.0%. Household income has grown by 33% since 2019.

The unemployment rate in 37416 stands at 6.1%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.

Overall, ZIP code 37416 in Chattanooga, TN is characterized as solidly middle-class, well-educated, and a middle-aged community. With 14,089 residents, a median household income of $65,083, and a median home value of $229,600, it offers a clear picture of life in this part of Tennessee.