| ZIP Code | 37404 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 670 ft |
| Latitude | 35.028234 |
|---|---|
| Longitude | -85.273258 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.7 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 21.8% ▲ 118% above avg |
| College Grads | 39.7% ≈ Avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 290 (3.6%) |
| HS Graduate | 2,334 (29.1%) |
| Some College | 862 (10.7%) |
| Associates | 1,360 (16.9%) |
| Bachelors | 495 (6.2%) |
| Graduate Degree | 2,692 (33.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,585 ▼ 30% below avg ↑ 60% since 2019 |
|---|---|
| Median Home Value | $235,300 ▼ 16% below avg ↑ 91% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Median Rent | $999/mo ↑ 37% since 2019 |
| Total Units | 5,887 |
| Vacant Units | 1,038 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,887 |
|---|---|
| Vacant | 1,038 |
| Owner Occupied | 53.6% |
| Renter Occupied | 46.4% |
| Avg HH Size | 2.74 |
ZIP code 37404 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 13,883, this is a lightly populated ZIP code with a relatively young community — the median age is 34.7 years. Economically, 37404 is a working-class ZIP code: the median household income of $53,585 is below the national average.
Real estate in ZIP code 37404 represents an affordable housing market. The median home value of $235,300 is below the national average. Renters can expect to pay around $999 per month in median rent. The area has a relatively balanced mix of owners (53.6%) and renters (46.4%). Median home values have increased by 91% since 2019.
The population of 37404 is racially diverse, with Black as the largest group at 37.9%. Residents are moderately educated — 39.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 21.8%. Household income has grown by 60% since 2019.
The unemployment rate in 37404 stands at 4.7%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 58%.
Overall, ZIP code 37404 in Chattanooga, TN is characterized as working-class, moderately educated, and a relatively young community. With 13,883 residents, a median household income of $53,585, and a median home value of $235,300, it offers a clear picture of life in this part of Tennessee.