| ZIP Code | 37402 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423/729 |
| Elevation | 683 ft |
| Latitude | 35.046805 |
|---|---|
| Longitude | -85.316289 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↑ 21% since 2019 |
|---|---|
| Avg Household Size | 1.50 |
| Below Poverty | 34.1% ▲ 241% above avg |
| College Grads | 36.8% ≈ Avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 46 (1.6%) |
| HS Graduate | 1,035 (35.8%) |
| Some College | 270 (9.3%) |
| Associates | 475 (16.4%) |
| Bachelors | 163 (5.6%) |
| Graduate Degree | 901 (31.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $28,829 ▼ 62% below avg ↑ 89% since 2019 |
|---|---|
| Median Home Value | $460,000 ▲ 65% above avg |
| Home/Income Ratio | 16.0x (nat avg ~3.5x) |
| Median Rent | $673/mo ↑ 103% since 2019 |
| Total Units | 3,207 |
| Vacant Units | 576 |
| Avg HH Size | 1.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,207 |
|---|---|
| Vacant | 576 |
| Owner Occupied | 5.3% |
| Renter Occupied | 94.7% |
| Avg HH Size | 1.50 |
ZIP code 37402 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 4,203, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 37402 is a lower-income ZIP code: the median household income of $28,829 is well below the national average.
Real estate in ZIP code 37402 represents a premium housing market. The median home value of $460,000 is significantly above the national average. Renters can expect to pay around $673 per month in median rent. This is predominantly a renter community, with 94.7% of occupied units rented — typical of urban and transitional neighborhoods.
The population of 37402 is majority Black (53.49%). Residents are moderately educated — 36.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 34.1%. Household income has grown by 89% since 2019.
The unemployment rate in 37402 stands at 4.8%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 37402 in Chattanooga, TN is characterized as lower-income, moderately educated, and a middle-aged community. With 4,203 residents, a median household income of $28,829, and a median home value of $460,000, it offers a clear picture of life in this part of Tennessee.