| ZIP Code | 37409 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 2,019 ft |
| Latitude | 35.010262 |
|---|---|
| Longitude | -85.335905 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.1 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 17.3% ▲ 73% above avg |
| College Grads | 61.0% ▲ 58% above avg |
| Unemployment | 8.2% ▲ 67% above avg |
| No HS Diploma | 81 (3.2%) |
| HS Graduate | 352 (14.1%) |
| Some College | 185 (7.4%) |
| Associates | 354 (14.2%) |
| Bachelors | 164 (6.6%) |
| Graduate Degree | 1,359 (54.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,076 ≈ Avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $245,900 ▼ 12% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,138/mo ↑ 55% since 2019 |
| Total Units | 1,719 |
| Vacant Units | 188 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,719 |
|---|---|
| Vacant | 188 |
| Owner Occupied | 57.6% |
| Renter Occupied | 42.4% |
| Avg HH Size | 2.22 |
ZIP code 37409 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 3,417, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.1 years. Economically, 37409 is a middle-income ZIP code: the median household income of $75,076 is near the national average.
Real estate in ZIP code 37409 represents an affordable housing market. The median home value of $245,900 is near the national average. Renters can expect to pay around $1,138 per month in median rent. The area has a relatively balanced mix of owners (57.6%) and renters (42.4%). Median home values have increased by 39% since 2019.
The population of 37409 is primarily White (72.93%). Residents are highly educated — 61.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 17.3%. Household income has grown by 39% since 2019.
The unemployment rate in 37409 stands at 8.2%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 37409 in Chattanooga, TN is characterized as middle-income, highly educated, and a relatively young community. With 3,417 residents, a median household income of $75,076, and a median home value of $245,900, it offers a clear picture of life in this part of Tennessee.