| ZIP Code | 37406 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 719 ft |
| Latitude | 35.073134 |
|---|---|
| Longitude | -85.245571 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.9 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 28.1% ▲ 181% above avg |
| College Grads | 25.4% ▼ 34% below avg |
| Unemployment | 10.8% ▲ 121% above avg |
| No HS Diploma | 52 (0.7%) |
| HS Graduate | 3,283 (44.3%) |
| Some College | 746 (10.1%) |
| Associates | 1,446 (19.5%) |
| Bachelors | 533 (7.2%) |
| Graduate Degree | 1,350 (18.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $42,993 ▼ 44% below avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $150,300 ▼ 46% below avg ↑ 29% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $944/mo ↑ 31% since 2019 |
| Total Units | 5,894 |
| Vacant Units | 678 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,894 |
|---|---|
| Vacant | 678 |
| Owner Occupied | 47.2% |
| Renter Occupied | 52.8% |
| Avg HH Size | 2.45 |
ZIP code 37406 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 12,867, this is a lightly populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 37406 is a working-class ZIP code: the median household income of $42,993 is below the national average.
Real estate in ZIP code 37406 represents an affordable housing market. The median home value of $150,300 is below the national average. Renters can expect to pay around $944 per month in median rent. The area has a relatively balanced mix of owners (47.2%) and renters (52.8%). Median home values have increased by 29% since 2019.
The population of 37406 is majority Black (69.57%). Residents are moderately educated — 25.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 28.1%. Household income has grown by 41% since 2019.
The unemployment rate in 37406 stands at 10.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 37406 in Chattanooga, TN is characterized as working-class, moderately educated, and a relatively young community. With 12,867 residents, a median household income of $42,993, and a median home value of $150,300, it offers a clear picture of life in this part of Tennessee.