US ZIP Code
37405

Chattanooga, TN

Hamilton County  ·  Tennessee

● Active
👥 18,535 Population ↑ 8% since 2019
💰 $77,850 Median HH Income
≈ Avg ↑ 32% since 2019
🎂 36.0 Median Age
🏠 $416,900 Median Home Value
▲ 50% above avg ↑ 51% since 2019
🎓 62.6% College Grads
▲ 62% above avg
📊 2.5% Unemployment
▼ 49% below avg ↓ 26% since 2019
ZIP Code Details
ZIP Code37405
CityChattanooga
StateTennessee (TN)
CountyHamilton County
Area Code423
Elevation1,140 ft
Latitude35.129933
Longitude-85.382836
TimezoneChicago (DST)
FIPS47065
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.1% (8,910) Female 51.9% (9,625) ♀

Race & Ethnicity

White: 82.5%Hispanic: 2.6%Black: 4.1%Asian: 3%Other: 7.4%Race
White82.5%
Hispanic2.6%
Black4.1%
Asian3.0%
Other7.4%

Age Breakdown

Under 5
7%
5–17
11%
18–24
9%
25–44
36%
45–64
23%
65+
7%

Key Indicators

Median Age36.0 yrs
Avg Household Size2.07
Below Poverty12.0% ▲ 20% above avg
College Grads62.6% ▲ 62% above avg
Unemployment2.5% ▼ 49% below avg
No HS Diploma45 (0.4%)
HS Graduate1,806 (14.9%)
Some College1,118 (9.2%)
Associates1,567 (12.9%)
Bachelors960 (7.9%)
Graduate Degree6,625 (54.7%)

Education

No HS: 0.4%HS Grad: 14.9%Some College: 9.2%Associates: 12.9%Bachelors: 7.9%Graduate: 54.7%Edu
No HS0.4%
HS Grad14.9%
Some College9.2%
Associates12.9%
Bachelors7.9%
Graduate54.7%
Housing & Income

Housing Tenure

Owner: 48.7%Renter: 51.3%Tenure
Owner48.7%
Renter51.3%

Home Value Distribution

Under $50k
3%
$50k–100k
3%
$100k–150k
6%
$150k–200k
6%
$200k–300k
16%
$300k–500k
30%
Over $500k
36%

Financials

Median HH Income$77,850 ≈ Avg ↑ 32% since 2019
Median Home Value$416,900 ▲ 50% above avg ↑ 51% since 2019
Home/Income Ratio5.4x (nat avg ~3.5x)
Median Rent$1,276/mo ↑ 22% since 2019
Total Units9,959
Vacant Units1,317
Avg HH Size2.07

Income Distribution

Under $25k
14%
$25k–50k
17%
$50k–75k
15%
$75k–100k
11%
$100k–150k
17%
$150k–200k
8%
Over $200k
17%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
1%
Walked
2%
Work From Home
16%

Commute Time

Under 15 min
45%
15–30 min
39%
30–45 min
10%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
11%
1960s–1970s
9%
1980s–1990s
9%
2000+
67%

Summary

Total Units9,959
Vacant1,317
Owner Occupied48.7%
Renter Occupied51.3%
Avg HH Size2.07
Frequently Asked Questions
ZIP code 37405 is in Chattanooga, TN, in Hamilton County.
ZIP code 37405 is located in Tennessee (TN).
ZIP code 37405 is in Hamilton County, TN.
ZIP 37405 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 37405 is 18,535 people (ACS 2023).
The median household income in ZIP code 37405 is $77,850 (ACS 2023).
The median home value in ZIP 37405 is $416,900 (ACS 2023).
About ZIP Code 37405

ZIP code 37405 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 18,535, this is a moderately populated ZIP code with a relatively young community — the median age is 36 years. Economically, 37405 is a middle-income ZIP code: the median household income of $77,850 is near the national average.

Real estate in ZIP code 37405 represents a premium housing market. The median home value of $416,900 is above the national average. Renters can expect to pay around $1,276 per month in median rent. The area has a relatively balanced mix of owners (48.7%) and renters (51.3%). Median home values have increased by 51% since 2019.

The population of 37405 is primarily White (82.48%). Residents are highly educated — 62.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 12.0%. Household income has grown by 32% since 2019.

The unemployment rate in 37405 stands at 2.5%, which is below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 37405 in Chattanooga, TN is characterized as middle-income, highly educated, and a relatively young community. With 18,535 residents, a median household income of $77,850, and a median home value of $416,900, it offers a clear picture of life in this part of Tennessee.