US ZIP Code
37415

Chattanooga, TN

Hamilton County  ·  Tennessee

● Active
👥 23,132 Population ↓ 4% since 2019
💰 $67,027 Median HH Income
▼ 12% below avg ↑ 32% since 2019
🎂 37.1 Median Age ↓ 6% since 2019
🏠 $261,900 Median Home Value
≈ Avg ↑ 58% since 2019
🎓 54.4% College Grads
▲ 40% above avg
📊 3.0% Unemployment
▼ 38% below avg ↑ 22% since 2019
ZIP Code Details
ZIP Code37415
CityChattanooga
StateTennessee (TN)
CountyHamilton County
Area Code423
Elevation832 ft
Latitude35.124725
Longitude-85.281199
TimezoneChicago (DST)
FIPS47065
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.6% (10,775) Female 53.4% (12,357) ♀

Race & Ethnicity

White: 83%Hispanic: 3.5%Black: 8.7%Asian: 0.7%Other: 3.7%Race
White83.0%
Hispanic3.5%
Black8.7%
Asian0.7%
Other3.7%

Age Breakdown

Under 5
5%
5–17
12%
18–24
8%
25–44
34%
45–64
24%
65+
7%

Key Indicators

Median Age37.1 yrs ↓ 6% since 2019
Avg Household Size2.08
Below Poverty11.6% ▲ 16% above avg
College Grads54.4% ▲ 40% above avg
Unemployment3.0% ▼ 38% below avg
No HS Diploma94 (0.6%)
HS Graduate2,797 (17.2%)
Some College1,614 (9.9%)
Associates2,911 (17.9%)
Bachelors1,330 (8.2%)
Graduate Degree7,506 (46.2%)

Education

No HS: 0.6%HS Grad: 17.2%Some College: 9.9%Associates: 17.9%Bachelors: 8.2%Graduate: 46.2%Edu
No HS0.6%
HS Grad17.2%
Some College9.9%
Associates17.9%
Bachelors8.2%
Graduate46.2%
Housing & Income

Housing Tenure

Owner: 59.8%Renter: 40.3%Tenure
Owner59.8%
Renter40.3%

Home Value Distribution

Under $50k
2%
$50k–100k
4%
$100k–150k
12%
$150k–200k
8%
$200k–300k
38%
$300k–500k
24%
Over $500k
12%

Financials

Median HH Income$67,027 ▼ 12% below avg ↑ 32% since 2019
Median Home Value$261,900 ≈ Avg ↑ 58% since 2019
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$1,240/mo ↑ 40% since 2019
Total Units11,970
Vacant Units939
Avg HH Size2.08

Income Distribution

Under $25k
15%
$25k–50k
20%
$50k–75k
18%
$75k–100k
15%
$100k–150k
17%
$150k–200k
9%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
0%
Work From Home
13%

Commute Time

Under 15 min
28%
15–30 min
56%
30–45 min
12%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
22%
1960s–1970s
11%
1980s–1990s
9%
2000+
55%

Summary

Total Units11,970
Vacant939
Owner Occupied59.8%
Renter Occupied40.3%
Avg HH Size2.08
Frequently Asked Questions
ZIP code 37415 is in Chattanooga, TN, in Hamilton County.
ZIP code 37415 is located in Tennessee (TN).
ZIP code 37415 is in Hamilton County, TN.
ZIP 37415 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 37415 is 23,132 people (ACS 2023).
The median household income in ZIP code 37415 is $67,027 (ACS 2023).
The median home value in ZIP 37415 is $261,900 (ACS 2023).
About ZIP Code 37415

ZIP code 37415 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 23,132, this is a moderately populated ZIP code with a relatively young community — the median age is 37.1 years. Economically, 37415 is a solidly middle-class ZIP code: the median household income of $67,027 is near the national average.

Real estate in ZIP code 37415 represents a mid-range housing market. The median home value of $261,900 is near the national average. Renters can expect to pay around $1,240 per month in median rent. The area has a relatively balanced mix of owners (59.8%) and renters (40.3%). Median home values have increased by 58% since 2019.

The population of 37415 is primarily White (82.95%). Residents are well-educated — 54.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 11.6%. Household income has grown by 32% since 2019.

The unemployment rate in 37415 stands at 3.0%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.

Overall, ZIP code 37415 in Chattanooga, TN is characterized as solidly middle-class, well-educated, and a relatively young community. With 23,132 residents, a median household income of $67,027, and a median home value of $261,900, it offers a clear picture of life in this part of Tennessee.