| ZIP Code | 37407 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 669 ft |
| Latitude | 35.001943 |
|---|---|
| Longitude | -85.289724 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 26.2 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 3.34 |
| Below Poverty | 42.6% ▲ 326% above avg |
| College Grads | 16.2% ▼ 58% below avg |
| Unemployment | 9.3% ▲ 90% above avg |
| No HS Diploma | 466 (13.1%) |
| HS Graduate | 1,455 (40.8%) |
| Some College | 723 (20.3%) |
| Associates | 347 (9.7%) |
| Bachelors | 203 (5.7%) |
| Graduate Degree | 374 (10.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $33,785 ▼ 56% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $84,600 ▼ 70% below avg ↑ 12% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $891/mo ↑ 22% since 2019 |
| Total Units | 3,540 |
| Vacant Units | 502 |
| Avg HH Size | 3.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,540 |
|---|---|
| Vacant | 502 |
| Owner Occupied | 40.2% |
| Renter Occupied | 59.8% |
| Avg HH Size | 3.34 |
ZIP code 37407 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 10,164, this is a lightly populated ZIP code with a young community — the median age is 26.2 years. Economically, 37407 is a lower-income ZIP code: the median household income of $33,785 is well below the national average.
Real estate in ZIP code 37407 represents one of the more affordable housing markets in the country. The median home value of $84,600 is well below the national average. Renters can expect to pay around $891 per month in median rent. The area has a relatively balanced mix of owners (40.2%) and renters (59.8%). Median home values have increased by 12% since 2019.
The population of 37407 is racially diverse, with Hispanic as the largest group at 43.1%. Residents are less-educated — 16.2% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 42.6%. Household income has grown by 29% since 2019.
The unemployment rate in 37407 stands at 9.3%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 37407 in Chattanooga, TN is characterized as lower-income, less-educated, and a young community. With 10,164 residents, a median household income of $33,785, and a median home value of $84,600, it offers a clear picture of life in this part of Tennessee.