US ZIP Code
37403

Chattanooga, TN

Hamilton County  ·  Tennessee

● Active
👥 6,560 Population ↓ 12% since 2019
💰 $65,750 Median HH Income
▼ 14% below avg ↑ 75% since 2019
🎂 21.4 Median Age ↑ 3% since 2019
🏠 $444,000 Median Home Value
▲ 59% above avg ↑ 31% since 2019
🎓 58.2% College Grads
▲ 50% above avg
📊 5.9% Unemployment
▲ 20% above avg ↓ 7% since 2019
ZIP Code Details
ZIP Code37403
CityChattanooga
StateTennessee (TN)
CountyHamilton County
Area Code423/729
Elevation760 ft
Latitude35.048259
Longitude-85.294362
TimezoneChicago (DST)
FIPS47065
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.3% (3,168) Female 51.7% (3,392) ♀

Race & Ethnicity

White: 73.9%Hispanic: 5.2%Black: 13.6%Asian: 3.7%Other: 3%Race
White73.9%
Hispanic5.2%
Black13.6%
Asian3.7%
Other3.0%

Age Breakdown

Under 5
1%
5–17
2%
18–24
59%
25–44
22%
45–64
9%
65+
3%

Key Indicators

Median Age21.4 yrs ↑ 3% since 2019
Avg Household Size1.72
Below Poverty14.9% ▲ 49% above avg
College Grads58.2% ▲ 50% above avg
Unemployment5.9% ▲ 20% above avg
HS Graduate359 (15.7%)
Some College180 (7.9%)
Associates414 (18.1%)
Bachelors200 (8.8%)
Graduate Degree1,129 (49.5%)

Education

HS Grad: 15.7%Some College: 7.9%Associates: 18.1%Bachelors: 8.8%Graduate: 49.5%Edu
HS Grad15.7%
Some College7.9%
Associates18.1%
Bachelors8.8%
Graduate49.5%
Housing & Income

Housing Tenure

Owner: 22.7%Renter: 77.3%Tenure
Owner22.7%
Renter77.3%

Home Value Distribution

Under $50k
3%
$50k–100k
7%
$100k–150k
2%
$150k–200k
4%
$200k–300k
15%
$300k–500k
31%
Over $500k
38%

Financials

Median HH Income$65,750 ▼ 14% below avg ↑ 75% since 2019
Median Home Value$444,000 ▲ 59% above avg ↑ 31% since 2019
Home/Income Ratio6.8x (nat avg ~3.5x)
Median Rent$1,253/mo ↑ 39% since 2019
Total Units2,394
Vacant Units429
Avg HH Size1.72

Income Distribution

Under $25k
23%
$25k–50k
15%
$50k–75k
17%
$75k–100k
6%
$100k–150k
22%
$150k–200k
5%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
73%
Public Transit
1%
Walked
20%
Work From Home
6%

Commute Time

Under 15 min
51%
15–30 min
40%
30–45 min
7%
Over 45 min
2%
Housing Stock

Year Built

Before 1940
1%
1960s–1970s
4%
1980s–1990s
32%
2000+
63%

Summary

Total Units2,394
Vacant429
Owner Occupied22.7%
Renter Occupied77.3%
Avg HH Size1.72
Frequently Asked Questions
ZIP code 37403 is in Chattanooga, TN, in Hamilton County.
ZIP code 37403 is located in Tennessee (TN).
ZIP code 37403 is in Hamilton County, TN.
ZIP 37403 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 37403 is 6,560 people (ACS 2023).
The median household income in ZIP code 37403 is $65,750 (ACS 2023).
The median home value in ZIP 37403 is $444,000 (ACS 2023).
About ZIP Code 37403

ZIP code 37403 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 6,560, this is a lightly populated ZIP code with a young community — the median age is 21.4 years. Economically, 37403 is a solidly middle-class ZIP code: the median household income of $65,750 is near the national average.

Real estate in ZIP code 37403 represents a premium housing market. The median home value of $444,000 is significantly above the national average. Renters can expect to pay around $1,253 per month in median rent. This is predominantly a renter community, with 77.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 31% since 2019.

The population of 37403 is primarily White (73.89%). Residents are well-educated — 58.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 14.9%. Household income has grown by 75% since 2019.

The unemployment rate in 37403 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.

Overall, ZIP code 37403 in Chattanooga, TN is characterized as solidly middle-class, well-educated, and a young community. With 6,560 residents, a median household income of $65,750, and a median home value of $444,000, it offers a clear picture of life in this part of Tennessee.