| ZIP Code | 37412 |
|---|---|
| City | Chattanooga |
| State | Tennessee (TN) |
| County | Hamilton County |
| Area Code | 423 |
| Elevation | 679 ft |
| Latitude | 34.997437 |
|---|---|
| Longitude | -85.227199 |
| Timezone | Chicago (DST) |
| FIPS | 47065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.7 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 14.6% ▲ 46% above avg |
| College Grads | 34.4% ▼ 11% below avg |
| Unemployment | 5.8% ▲ 19% above avg |
| No HS Diploma | 457 (3.2%) |
| HS Graduate | 3,644 (25.8%) |
| Some College | 2,203 (15.6%) |
| Associates | 2,957 (21%) |
| Bachelors | 1,370 (9.7%) |
| Graduate Degree | 3,481 (24.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,600 ▼ 26% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $182,600 ▼ 35% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,120/mo ↑ 32% since 2019 |
| Total Units | 10,305 |
| Vacant Units | 817 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,305 |
|---|---|
| Vacant | 817 |
| Owner Occupied | 58.1% |
| Renter Occupied | 41.9% |
| Avg HH Size | 2.28 |
ZIP code 37412 is located in Chattanooga, Tennessee, within Hamilton County. With a population of 21,840, this is a moderately populated ZIP code with a relatively young community — the median age is 36.7 years. Economically, 37412 is a solidly middle-class ZIP code: the median household income of $56,600 is below the national average.
Real estate in ZIP code 37412 represents an affordable housing market. The median home value of $182,600 is below the national average. Renters can expect to pay around $1,120 per month in median rent. The area has a relatively balanced mix of owners (58.1%) and renters (41.9%). Median home values have increased by 39% since 2019.
The population of 37412 is majority White (68.92%). Residents are moderately educated — 34.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.6%. Household income has grown by 19% since 2019.
The unemployment rate in 37412 stands at 5.8%, which is above the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 37412 in Chattanooga, TN is characterized as solidly middle-class, moderately educated, and a relatively young community. With 21,840 residents, a median household income of $56,600, and a median home value of $182,600, it offers a clear picture of life in this part of Tennessee.