Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs |
|---|---|
| Avg HH Size | 2.37 |
| Below Poverty | 11.8% ▲ 18% above avg |
| College Grads | 51.1% ▲ 32% above avg |
| Unemployment | 5.6% ▲ 15% above avg |
| No HS Diploma | 1,729 (1.6%) |
| HS Graduate | 25,714 (23.7%) |
| Some College | 12,938 (11.9%) |
| Associates | 12,369 (11.4%) |
| Bachelors | 14,868 (13.7%) |
| Graduate Degree | 40,816 (37.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,885 ▲ 9% above avg |
|---|---|
| Median Home Value | $221,210 ▼ 21% below avg |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,210/mo |
| Total Housing Units | 74,517 |
| Vacant Units | 4,650 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Schenectady is a city in New York, located in Schenectady County. The city spans 11 ZIP codes and is home to approximately 169,777 residents. It is a middle-aged city, with a median age of 39.63 years.
Economically, Schenectady is a middle-income community. The median household income of $82,885 is near the national average. Approximately 11.8% of residents live below the poverty line. The unemployment rate is 5.6%, above the national average.
The real estate market in Schenectady is an affordable housing market. Median home values stand at $221,210, which is below the national average. Renters typically pay around $1,210 per month. Homeownership is high at 65.5%, typical of suburban and family-oriented communities.
The population of Schenectady is well-educated. 51.1% of adults hold a bachelor's degree or higher — above the national average. The community is majority White (68.73%).
Schenectady, NY offers residents above-average earning potential within New York. Spread across 11 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 12302 | 27,470 | $94,156 | $240,700 | $1,207 | 4.6% | 55.3% | 74.5% |
| 12303 | 29,989 | $77,615 | $227,500 | $1,120 | 5.3% | 50.8% | 72.1% |
| 12304 | 22,027 | $67,688 | $171,500 | $1,049 | 7.9% | 40.9% | 59.6% |
| 12305 | 7,764 | $50,308 | $162,500 | $1,067 | 6.9% | 46.7% | 13.7% |
| 12306 | 27,569 | $80,583 | $212,700 | $1,221 | 4.5% | 45.3% | 69.7% |
| 12307 | 7,977 | $33,191 | $95,900 | $1,110 | 15.4% | 25.0% | 27.1% |
| 12308 | 13,985 | $59,789 | $180,100 | $1,159 | 5.6% | 46.4% | 44.4% |
| 12309 | 32,996 | $119,830 | $301,100 | $1,472 | 3.7% | 68.6% | 82.7% |