| ZIP Code | 12306 |
|---|---|
| City | Schenectady |
| State | New York (NY) |
| County | Schenectady County |
| Area Code | 518/838 |
| Elevation | 697 ft |
| Latitude | 42.805429 |
|---|---|
| Longitude | -74.044227 |
| Timezone | New York (DST) |
| FIPS | 36093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 7.8% ▼ 22% below avg |
| College Grads | 45.3% ▲ 17% above avg |
| Unemployment | 4.5% ▼ 9% below avg |
| No HS Diploma | 174 (0.9%) |
| HS Graduate | 5,181 (27.8%) |
| Some College | 2,342 (12.6%) |
| Associates | 2,481 (13.3%) |
| Bachelors | 3,000 (16.1%) |
| Graduate Degree | 5,426 (29.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $80,583 ≈ Avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $212,700 ▼ 24% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,221/mo ↑ 28% since 2019 |
| Total Units | 12,481 |
| Vacant Units | 784 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,481 |
|---|---|
| Vacant | 784 |
| Owner Occupied | 69.7% |
| Renter Occupied | 30.3% |
| Avg HH Size | 2.35 |
ZIP code 12306 is located in Schenectady, New York, within Schenectady County. With a population of 27,569, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 12306 is a middle-income ZIP code: the median household income of $80,583 is near the national average.
Real estate in ZIP code 12306 represents an affordable housing market. The median home value of $212,700 is below the national average. Renters can expect to pay around $1,221 per month in median rent. Homeownership is strong here — 69.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 12306 is primarily White (78.22%). Residents are well-educated — 45.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has grown by 22% since 2019.
The unemployment rate in 12306 stands at 4.5%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 12306 in Schenectady, NY is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 27,569 residents, a median household income of $80,583, and a median home value of $212,700, it offers a clear picture of life in this part of New York.