| ZIP Code | 12309 |
|---|---|
| City | Schenectady |
| State | New York (NY) |
| County | Schenectady County |
| Area Code | 518/838 |
| Elevation | 298 ft |
| Latitude | 42.79987 |
|---|---|
| Longitude | -73.864965 |
| Timezone | New York (DST) |
| FIPS | 36093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.7 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 4.3% ▼ 57% below avg |
| College Grads | 68.6% ▲ 77% above avg |
| Unemployment | 3.7% ▼ 25% below avg |
| No HS Diploma | 110 (0.5%) |
| HS Graduate | 2,895 (13.8%) |
| Some College | 1,963 (9.4%) |
| Associates | 1,604 (7.7%) |
| Bachelors | 2,313 (11%) |
| Graduate Degree | 12,070 (57.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $119,830 ▲ 57% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $301,100 ▲ 8% above avg ↑ 20% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,472/mo ↑ 26% since 2019 |
| Total Units | 13,623 |
| Vacant Units | 786 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 13,623 |
|---|---|
| Vacant | 786 |
| Owner Occupied | 82.7% |
| Renter Occupied | 17.3% |
| Avg HH Size | 2.53 |
ZIP code 12309 is located in Schenectady, New York, within Schenectady County. With a population of 32,996, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.7 years. Economically, 12309 is a upper-middle-income ZIP code: the median household income of $119,830 is significantly above the national average.
Real estate in ZIP code 12309 represents a mid-range housing market. The median home value of $301,100 is near the national average. Renters can expect to pay around $1,472 per month in median rent. Homeownership is strong here — 82.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 20% since 2019.
The population of 12309 is primarily White (75.94%). Residents are highly educated — 68.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.3%. Household income has grown by 11% since 2019.
The unemployment rate in 12309 stands at 3.7%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 12309 in Schenectady, NY is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 32,996 residents, a median household income of $119,830, and a median home value of $301,100, it offers a clear picture of life in this part of New York.