| ZIP Code | 12302 |
|---|---|
| City | Schenectady |
| State | New York (NY) |
| County | Schenectady County |
| Area Code | 518/838 |
| Elevation | 693 ft |
| Latitude | 42.878182 |
|---|---|
| Longitude | -73.982505 |
| Timezone | New York (DST) |
| FIPS | 36093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.1 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 4.2% ▼ 58% below avg |
| College Grads | 55.3% ▲ 43% above avg |
| Unemployment | 4.6% ≈ Avg |
| No HS Diploma | 213 (1.1%) |
| HS Graduate | 4,191 (22.4%) |
| Some College | 1,817 (9.7%) |
| Associates | 2,152 (11.5%) |
| Bachelors | 2,514 (13.4%) |
| Graduate Degree | 7,863 (41.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $94,156 ▲ 23% above avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $240,700 ▼ 14% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,207/mo ↑ 16% since 2019 |
| Total Units | 12,406 |
| Vacant Units | 915 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,406 |
|---|---|
| Vacant | 915 |
| Owner Occupied | 74.5% |
| Renter Occupied | 25.5% |
| Avg HH Size | 2.34 |
ZIP code 12302 is located in Schenectady, New York, within Schenectady County. With a population of 27,470, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.1 years. Economically, 12302 is a middle-income ZIP code: the median household income of $94,156 is above the national average.
Real estate in ZIP code 12302 represents an affordable housing market. The median home value of $240,700 is near the national average. Renters can expect to pay around $1,207 per month in median rent. Homeownership is strong here — 74.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 12302 is primarily White (90.01%). Residents are well-educated — 55.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 21% since 2019.
The unemployment rate in 12302 stands at 4.6%, which is near the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 12302 in Schenectady, NY is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 27,470 residents, a median household income of $94,156, and a median home value of $240,700, it offers a clear picture of life in this part of New York.