US ZIP Code
12305

Schenectady, NY

Schenectady County  ·  New York

● Active
👥 7,764 Population ↑ 41% since 2019
💰 $50,308 Median HH Income
▼ 34% below avg ↑ 33% since 2019
🎂 33.7 Median Age
🏠 $162,500 Median Home Value
▼ 42% below avg ↑ 35% since 2019
🎓 46.7% College Grads
▲ 20% above avg
📊 6.9% Unemployment
▲ 40% above avg ↓ 22% since 2019
ZIP Code Details
ZIP Code12305
CitySchenectady
StateNew York (NY)
CountySchenectady County
Area Code518/838
Elevation236 ft
Latitude42.812011
Longitude-73.950342
TimezoneNew York (DST)
FIPS36093
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.0% (4,117) Female 47.0% (3,647) ♀

Race & Ethnicity

White: 58.9%Hispanic: 10%Black: 19.8%Asian: 2.4%Other: 7.6%Race
White58.9%
Hispanic10.0%
Black19.8%
Asian2.4%
Other7.6%

Age Breakdown

Under 5
3%
5–17
3%
18–24
26%
25–44
33%
45–64
23%
65+
6%

Key Indicators

Median Age33.7 yrs
Avg Household Size1.69
Below Poverty14.4% ▲ 44% above avg
College Grads46.7% ▲ 20% above avg
Unemployment6.9% ▲ 40% above avg
No HS Diploma113 (2.3%)
HS Graduate1,031 (21.3%)
Some College639 (13.2%)
Associates804 (16.6%)
Bachelors531 (10.9%)
Graduate Degree1,733 (35.7%)

Education

No HS: 2.3%HS Grad: 21.3%Some College: 13.2%Associates: 16.6%Bachelors: 10.9%Graduate: 35.7%Edu
No HS2.3%
HS Grad21.3%
Some College13.2%
Associates16.6%
Bachelors10.9%
Graduate35.7%
Housing & Income

Housing Tenure

Owner: 13.7%Renter: 86.3%Tenure
Owner13.7%
Renter86.3%

Home Value Distribution

Under $50k
1%
$50k–100k
24%
$100k–150k
23%
$150k–200k
4%
$200k–300k
22%
$300k–500k
17%
Over $500k
9%

Financials

Median HH Income$50,308 ▼ 34% below avg ↑ 33% since 2019
Median Home Value$162,500 ▼ 42% below avg ↑ 35% since 2019
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$1,067/mo ↑ 26% since 2019
Total Units4,103
Vacant Units349
Avg HH Size1.69

Income Distribution

Under $25k
28%
$25k–50k
19%
$50k–75k
17%
$75k–100k
12%
$100k–150k
14%
$150k–200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
67%
Public Transit
5%
Walked
19%
Work From Home
9%

Commute Time

Under 15 min
47%
15–30 min
24%
30–45 min
24%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
3%
2000+
97%

Summary

Total Units4,103
Vacant349
Owner Occupied13.7%
Renter Occupied86.3%
Avg HH Size1.69
Frequently Asked Questions
ZIP code 12305 is in Schenectady, NY, in Schenectady County.
ZIP code 12305 is located in New York (NY).
ZIP code 12305 is in Schenectady County, NY.
ZIP 12305 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 12305 is 7,764 people (ACS 2023).
The median household income in ZIP code 12305 is $50,308 (ACS 2023).
The median home value in ZIP 12305 is $162,500 (ACS 2023).
About ZIP Code 12305

ZIP code 12305 is located in Schenectady, New York, within Schenectady County. With a population of 7,764, this is a lightly populated ZIP code with a relatively young community — the median age is 33.7 years. Economically, 12305 is a working-class ZIP code: the median household income of $50,308 is below the national average.

Real estate in ZIP code 12305 represents an affordable housing market. The median home value of $162,500 is below the national average. Renters can expect to pay around $1,067 per month in median rent. This is predominantly a renter community, with 86.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 35% since 2019.

The population of 12305 is majority White (58.87%). Residents are well-educated — 46.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 14.4%. Household income has grown by 33% since 2019.

The unemployment rate in 12305 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 64%.

Overall, ZIP code 12305 in Schenectady, NY is characterized as working-class, well-educated, and a relatively young community. With 7,764 residents, a median household income of $50,308, and a median home value of $162,500, it offers a clear picture of life in this part of New York.