| ZIP Code | 12303 |
|---|---|
| City | Schenectady |
| State | New York (NY) |
| County | Schenectady County |
| Area Code | 518/838 |
| Elevation | 336 ft |
| Latitude | 42.748985 |
|---|---|
| Longitude | -73.929694 |
| Timezone | New York (DST) |
| FIPS | 36093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs |
|---|---|
| Avg Household Size | 2.51 |
| Below Poverty | 15.9% ▲ 59% above avg |
| College Grads | 50.8% ▲ 31% above avg |
| Unemployment | 5.3% ≈ Avg |
| No HS Diploma | 389 (2.1%) |
| HS Graduate | 4,468 (23.8%) |
| Some College | 2,559 (13.6%) |
| Associates | 1,809 (9.6%) |
| Bachelors | 2,734 (14.6%) |
| Graduate Degree | 6,798 (36.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,615 ≈ Avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $227,500 ▼ 18% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,120/mo ↑ 21% since 2019 |
| Total Units | 12,533 |
| Vacant Units | 747 |
| Avg HH Size | 2.51 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,533 |
|---|---|
| Vacant | 747 |
| Owner Occupied | 72.1% |
| Renter Occupied | 27.9% |
| Avg HH Size | 2.51 |
ZIP code 12303 is located in Schenectady, New York, within Schenectady County. With a population of 29,989, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 12303 is a middle-income ZIP code: the median household income of $77,615 is near the national average.
Real estate in ZIP code 12303 represents an affordable housing market. The median home value of $227,500 is below the national average. Renters can expect to pay around $1,120 per month in median rent. Homeownership is strong here — 72.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 12303 is majority White (65.94%). Residents are well-educated — 50.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 15.9%. Household income has grown by 15% since 2019.
The unemployment rate in 12303 stands at 5.3%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 12303 in Schenectady, NY is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 29,989 residents, a median household income of $77,615, and a median home value of $227,500, it offers a clear picture of life in this part of New York.