| ZIP Code | 12307 |
|---|---|
| City | Schenectady |
| State | New York (NY) |
| County | Schenectady County |
| Area Code | 518/838 |
| Elevation | 339 ft |
| Latitude | 42.804981 |
|---|---|
| Longitude | -73.932822 |
| Timezone | New York (DST) |
| FIPS | 36093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 29.5 yrs |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 34.0% ▲ 240% above avg |
| College Grads | 25.0% ▼ 36% below avg |
| Unemployment | 15.4% ▲ 214% above avg |
| No HS Diploma | 213 (5.7%) |
| HS Graduate | 1,504 (40.3%) |
| Some College | 585 (15.7%) |
| Associates | 498 (13.3%) |
| Bachelors | 331 (8.9%) |
| Graduate Degree | 600 (16.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $33,191 ▼ 57% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $95,900 ▼ 66% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,110/mo ↑ 45% since 2019 |
| Total Units | 3,491 |
| Vacant Units | 354 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,491 |
|---|---|
| Vacant | 354 |
| Owner Occupied | 27.1% |
| Renter Occupied | 72.9% |
| Avg HH Size | 2.54 |
ZIP code 12307 is located in Schenectady, New York, within Schenectady County. With a population of 7,977, this is a lightly populated ZIP code with a young community — the median age is 29.5 years. Economically, 12307 is a lower-income ZIP code: the median household income of $33,191 is well below the national average.
Real estate in ZIP code 12307 represents one of the more affordable housing markets in the country. The median home value of $95,900 is well below the national average. Renters can expect to pay around $1,110 per month in median rent. This is predominantly a renter community, with 72.9% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 13% since 2019.
The population of 12307 is racially diverse, with Black as the largest group at 28.2%. Residents are less-educated — 25.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 34.0%. Household income has grown by 22% since 2019.
The unemployment rate in 12307 stands at 15.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 55%.
Overall, ZIP code 12307 in Schenectady, NY is characterized as lower-income, less-educated, and a young community. With 7,977 residents, a median household income of $33,191, and a median home value of $95,900, it offers a clear picture of life in this part of New York.