City

Saint Cloud, MN

11 ZIP codes  ·  Stearns County  ·  Minnesota

👥78,195Population
💰$65,302Median HH Income▼ 14% below avg
🎂31.8Median Age
🏠$233,945Median Home Value▼ 16% below avg
🎓42.2%College Grads▲ 9% above avg
📊6.1%Unemployment▲ 24% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.4% Female 48.6% ♀

Race & Ethnicity

White: 69.5%Hispanic: 5.6%Black: 15.4%Asian: 3.9%Other: 5%Race
White69.5%
Hispanic5.6%
Black15.4%
Asian3.9%
Other5.0%

Age Breakdown

Under 5
6%
5–17
15%
18–24
18%
25–44
26%
45–64
20%
65+
7%

Key Indicators

Median Age31.8 yrs
Avg HH Size2.39
Below Poverty16.2% ▲ 62% above avg
College Grads42.2% ▲ 9% above avg
Unemployment6.1% ▲ 24% above avg
No HS Diploma1,227 (2.8%)
HS Graduate11,134 (25.2%)
Some College5,385 (12.2%)
Associates7,971 (18%)
Bachelors5,309 (12%)
Graduate Degree13,197 (29.8%)

Education

No HS: 2.8%HS Grad: 25.2%Some College: 12.2%Associates: 18%Bachelors: 12%Graduate: 29.8%Edu
No HS2.8%
HS Grad25.2%
Some College12.2%
Associates18.0%
Bachelors12.0%
Graduate29.8%
Housing & Income

Housing Tenure

Owner: 52.9%Renter: 47.1%Tenure
Owner52.9%
Renter47.1%

Home Value Distribution

Under $50k
6%
$50k–$100k
2%
$100k–$150k
14%
$150k–$200k
18%
$200k–$300k
32%
$300k–$500k
21%
Over $500k
6%

Financials

Median HH Income$65,302 ▼ 14% below avg
Median Home Value$233,944 ▼ 16% below avg
Home/Income Ratio3.6x (nat avg ~3.5x)
Median Rent$1,030/mo
Total Housing Units32,809
Vacant Units2,011

Income Distribution

Under $25k
19%
$25k–$50k
15%
$50k–$75k
20%
$75k–$100k
18%
$100k–$150k
14%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
3%
Walked
6%
Work From Home
9%

Commute Time

Under 15 min
42%
15–30 min
37%
30–45 min
10%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
10%
1960s–1970s
14%
1980s–1990s
16%
2000+
56%
About Saint Cloud, MN

Saint Cloud is a city in Minnesota, located in Stearns County. The city spans 11 ZIP codes and is home to approximately 78,195 residents. It is a relatively young city, with a median age of 31.82 years.

Economically, Saint Cloud is a solidly middle-class community. The median household income of $65,301 is near the national average. Approximately 16.2% of residents live below the poverty line. The unemployment rate is 6.1%, above the national average.

The real estate market in Saint Cloud is an affordable housing market. Median home values stand at $233,944, which is below the national average. Renters typically pay around $1,029 per month.

The population of Saint Cloud is well-educated. 42.2% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (69.5%).

Saint Cloud, MN offers residents a cost-conscious lifestyle within Minnesota. Spread across 11 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Saint Cloud
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
56301 34,883 $69,725 $262,500 $1,103 7.1% 46.6% 50.6%
56303 26,031 $66,789 $197,900 $1,001 2.9% 40.6% 61.9%
56304 17,281 $54,133 $230,600 $926 8.8% 35.7% 44.1%