| ZIP Code | 56303 |
|---|---|
| City | Saint Cloud |
| State | Minnesota (MN) |
| County | Stearns County |
| Area Code | 320 |
| Elevation | 1,040 ft |
| Latitude | 45.574017 |
|---|---|
| Longitude | -94.215271 |
| Timezone | Chicago (DST) |
| FIPS | 27145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.9 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 12.9% ▲ 29% above avg |
| College Grads | 40.6% ≈ Avg |
| Unemployment | 2.9% ▼ 40% below avg |
| No HS Diploma | 207 (1.2%) |
| HS Graduate | 4,365 (26.1%) |
| Some College | 2,288 (13.7%) |
| Associates | 3,073 (18.4%) |
| Bachelors | 1,903 (11.4%) |
| Graduate Degree | 4,897 (29.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,789 ▼ 12% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $197,900 ▼ 29% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,001/mo ↑ 28% since 2019 |
| Total Units | 11,760 |
| Vacant Units | 616 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,760 |
|---|---|
| Vacant | 616 |
| Owner Occupied | 61.9% |
| Renter Occupied | 38.1% |
| Avg HH Size | 2.23 |
ZIP code 56303 is located in Saint Cloud, Minnesota, within Stearns County. With a population of 26,031, this is a moderately populated ZIP code with a relatively young community — the median age is 36.9 years. Economically, 56303 is a solidly middle-class ZIP code: the median household income of $66,789 is near the national average.
Real estate in ZIP code 56303 represents an affordable housing market. The median home value of $197,900 is below the national average. Renters can expect to pay around $1,001 per month in median rent. Homeownership is strong here — 61.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 56303 is primarily White (77.08%). Residents are well-educated — 40.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.9%. Household income has grown by 29% since 2019.
The unemployment rate in 56303 stands at 2.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 56303 in Saint Cloud, MN is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 26,031 residents, a median household income of $66,789, and a median home value of $197,900, it offers a clear picture of life in this part of Minnesota.