| ZIP Code | 56304 |
|---|---|
| City | Saint Cloud |
| State | Minnesota (MN) |
| County | Stearns County |
| Area Code | 320 |
| Elevation | 1,006 ft |
| Latitude | 45.530403 |
|---|---|
| Longitude | -94.057179 |
| Timezone | Chicago (DST) |
| FIPS | 27141 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.5 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.27 |
| Below Poverty | 16.2% ▲ 62% above avg |
| College Grads | 35.7% ▼ 8% below avg |
| Unemployment | 8.8% ▲ 79% above avg |
| No HS Diploma | 251 (2.5%) |
| HS Graduate | 2,638 (26.2%) |
| Some College | 1,663 (16.5%) |
| Associates | 1,936 (19.2%) |
| Bachelors | 914 (9.1%) |
| Graduate Degree | 2,681 (26.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,133 ▼ 29% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $230,600 ▼ 17% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $926/mo ↑ 20% since 2019 |
| Total Units | 7,538 |
| Vacant Units | 481 |
| Avg HH Size | 2.27 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,538 |
|---|---|
| Vacant | 481 |
| Owner Occupied | 44.1% |
| Renter Occupied | 55.9% |
| Avg HH Size | 2.27 |
ZIP code 56304 is located in Saint Cloud, Minnesota, within Stearns County. With a population of 17,281, this is a moderately populated ZIP code with a relatively young community — the median age is 33.5 years. Economically, 56304 is a working-class ZIP code: the median household income of $54,133 is below the national average.
Real estate in ZIP code 56304 represents an affordable housing market. The median home value of $230,600 is below the national average. Renters can expect to pay around $926 per month in median rent. The area has a relatively balanced mix of owners (44.1%) and renters (55.9%). Median home values have increased by 43% since 2019.
The population of 56304 is majority White (65.40%). Residents are moderately educated — 35.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.2%. Household income has grown by 8% since 2019.
The unemployment rate in 56304 stands at 8.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 56304 in Saint Cloud, MN is characterized as working-class, moderately educated, and a relatively young community. With 17,281 residents, a median household income of $54,133, and a median home value of $230,600, it offers a clear picture of life in this part of Minnesota.