City

Paynesville, MN

1 ZIP code  ·  Stearns County  ·  Minnesota

👥5,560Population
💰$81,536Median HH Income≈ Avg
🎂45.1Median Age
🏠$242,700Median Home Value▼ 13% below avg
🎓40.6%College Grads≈ Avg
📊1.5%Unemployment▼ 69% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.9% Female 47.1% ♀

Race & Ethnicity

White: 92.8%Hispanic: 3.4%Black: 0.3%Asian: 0.7%Other: 2.3%Race
White92.8%
Hispanic3.4%
Black0.3%
Asian0.7%
Other2.3%

Age Breakdown

Under 5
6%
5–17
15%
18–24
9%
25–44
20%
45–64
25%
65+
10%

Key Indicators

Median Age45.1 yrs
Avg HH Size2.43
Below Poverty5.3% ▼ 47% below avg
College Grads40.6% ≈ Avg
Unemployment1.5% ▼ 69% below avg
No HS Diploma53 (1.4%)
HS Graduate1,336 (36.2%)
Some College395 (10.7%)
Associates406 (11%)
Bachelors499 (13.5%)
Graduate Degree999 (27.1%)

Education

No HS: 1.4%HS Grad: 36.2%Some College: 10.7%Associates: 11%Bachelors: 13.5%Graduate: 27.1%Edu
No HS1.4%
HS Grad36.2%
Some College10.7%
Associates11.0%
Bachelors13.5%
Graduate27.1%
Housing & Income

Housing Tenure

Owner: 82.6%Renter: 17.4%Tenure
Owner82.6%
Renter17.4%

Home Value Distribution

Under $50k
1%
$50k–$100k
4%
$100k–$150k
16%
$150k–$200k
17%
$200k–$300k
28%
$300k–$500k
22%
Over $500k
12%

Financials

Median HH Income$81,536 ≈ Avg
Median Home Value$242,700 ▼ 13% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$888/mo
Total Housing Units2,942
Vacant Units677

Income Distribution

Under $25k
13%
$25k–$50k
12%
$50k–$75k
17%
$75k–$100k
20%
$100k–$150k
22%
$150k–$200k
10%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
80%
Public Transit
3%
Walked
4%
Work From Home
14%

Commute Time

Under 15 min
41%
15–30 min
23%
30–45 min
21%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
7%
1960s–1970s
13%
1980s–1990s
17%
2000+
58%
About Paynesville, MN

Paynesville is a city in Minnesota, located in Stearns County. The city spans 1 ZIP code and is home to approximately 5,560 residents. It is a mature city, with a median age of 45.1 years.

Economically, Paynesville is a middle-income community. The median household income of $81,536 is near the national average. Approximately 5.3% of residents live below the poverty line. The unemployment rate is 1.5%, well below the national average.

The real estate market in Paynesville is an affordable housing market. Median home values stand at $242,700, which is near the national average. Renters typically pay around $888 per month. Homeownership is high at 82.6%, typical of suburban and family-oriented communities.

The population of Paynesville is well-educated. 40.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (92.79%).

Paynesville, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Paynesville
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
56362 5,560 $81,536 $242,700 $888 1.5% 40.6% 82.6%