Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs |
|---|---|
| Avg HH Size | 2.57 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 48.8% ▲ 26% above avg |
| Unemployment | 4.1% ▼ 17% below avg |
| No HS Diploma | 27 (0.5%) |
| HS Graduate | 1,544 (28.4%) |
| Some College | 488 (9%) |
| Associates | 728 (13.4%) |
| Bachelors | 876 (16.1%) |
| Graduate Degree | 1,778 (32.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,346 ▲ 18% above avg |
|---|---|
| Median Home Value | $312,000 ▲ 12% above avg |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $1,283/mo |
| Total Housing Units | 3,630 |
| Vacant Units | 344 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Cold Spring is a city in Minnesota, located in Stearns County. The city spans 1 ZIP code and is home to approximately 8,553 residents. It is a middle-aged city, with a median age of 43.5 years.
Economically, Cold Spring is a middle-income community. The median household income of $90,346 is above the national average. Approximately 6.0% of residents live below the poverty line. The unemployment rate is 4.1%, below the national average.
The real estate market in Cold Spring is a mid-range housing market. Median home values stand at $312,000, which is near the national average. Renters typically pay around $1,283 per month. Homeownership is high at 82.1%, typical of suburban and family-oriented communities.
The population of Cold Spring is well-educated. 48.8% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (95.74%).
Cold Spring, MN offers residents above-average earning potential within Minnesota.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 56320 | 8,553 | $90,346 | $312,000 | $1,283 | 4.1% | 48.8% | 82.1% |