| ZIP Code | 56362 |
|---|---|
| City | Paynesville |
| State | Minnesota (MN) |
| County | Stearns County |
| Area Code | 320 |
| Elevation | 1,170 ft |
| Latitude | 45.402031 |
|---|---|
| Longitude | -94.712237 |
| Timezone | Chicago (DST) |
| FIPS | 27145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.1 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 5.3% ▼ 47% below avg |
| College Grads | 40.6% ≈ Avg |
| Unemployment | 1.5% ▼ 69% below avg |
| No HS Diploma | 53 (1.4%) |
| HS Graduate | 1,336 (36.2%) |
| Some College | 395 (10.7%) |
| Associates | 406 (11%) |
| Bachelors | 499 (13.5%) |
| Graduate Degree | 999 (27.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,536 ≈ Avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $242,700 ▼ 13% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $888/mo ↑ 26% since 2019 |
| Total Units | 2,942 |
| Vacant Units | 677 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,942 |
|---|---|
| Vacant | 677 |
| Owner Occupied | 82.6% |
| Renter Occupied | 17.4% |
| Avg HH Size | 2.43 |
ZIP code 56362 is located in Paynesville, Minnesota, within Stearns County. With a population of 5,560, this is a lightly populated ZIP code with a mature community — the median age is 45.1 years. Economically, 56362 is a middle-income ZIP code: the median household income of $81,536 is near the national average.
Real estate in ZIP code 56362 represents an affordable housing market. The median home value of $242,700 is near the national average. Renters can expect to pay around $888 per month in median rent. Homeownership is strong here — 82.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 56362 is primarily White (92.79%). Residents are well-educated — 40.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 27% since 2019.
The unemployment rate in 56362 stands at 1.5%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 56362 in Paynesville, MN is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 5,560 residents, a median household income of $81,536, and a median home value of $242,700, it offers a clear picture of life in this part of Minnesota.