County

Putnam County, FL

19 ZIP codes  ·  17 cities  ·  Florida

👥71,071Population
💰$48,038Median HH Income▼ 37% below avg
🎂44.9Median Age
🏠$147,773Median Home Value▼ 47% below avg
🎓24.2%College Grads▼ 37% below avg
📊6.7%Unemployment▲ 37% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.5% Female 50.5% ♀

Race & Ethnicity

White: 70.5%Hispanic: 11.4%Black: 14.6%Asian: 0.9%Other: 2.8%Race
White70.5%
Hispanic11.4%
Black14.6%
Asian0.9%
Other2.8%

Age Breakdown

Under 5
5%
5–17
16%
18–24
7%
25–44
21%
45–64
27%
65+
12%

Key Indicators

Median Age44.9 yrs
Avg HH Size2.38
Below Poverty23.5% ▲ 135% above avg
College Grads24.2% ▼ 37% below avg
Unemployment6.7% ▲ 37% above avg
No HS Diploma510 (1.2%)
HS Graduate16,975 (38.6%)
Some College8,573 (19.5%)
Associates7,040 (16%)
Bachelors3,725 (8.5%)
Graduate Degree7,141 (16.2%)

Education

No HS: 1.2%HS Grad: 38.6%Some College: 19.5%Associates: 16%Bachelors: 8.5%Graduate: 16.2%Edu
No HS1.2%
HS Grad38.6%
Some College19.5%
Associates16.0%
Bachelors8.5%
Graduate16.2%
Housing & Income

Housing Tenure

Owner: 72.3%Renter: 27.7%Tenure
Owner72.3%
Renter27.7%

Home Value Distribution

Under $50k
15%
$50k–$100k
19%
$100k–$150k
15%
$150k–$200k
16%
$200k–$300k
16%
$300k–$500k
11%
Over $500k
6%

Financials

Median HH Income$48,038 ▼ 37% below avg
Median Home Value$147,773 ▼ 47% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$838/mo
Total Housing Units35,144
Vacant Units5,667

Income Distribution

Under $25k
27%
$25k–$50k
23%
$50k–$75k
20%
$75k–$100k
11%
$100k–$150k
11%
$150k–$200k
4%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
26%
15–30 min
29%
30–45 min
21%
Over 45 min
25%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
9%
1960s–1970s
19%
1980s–1990s
15%
2000+
56%
About Putnam County, FL

Putnam County is located in Florida and encompasses 19 ZIP codes spanning 17 cities and communities. The county has an estimated population of 71,071 residents. With a median age of 44.89, it is a middle-aged county.

Putnam County has a working-class economic profile. The median household income of $48,037 is below the national average. Unemployment stands at 6.7%, above the national average. The poverty rate of 23.5% is significantly above the national average, indicating economic challenges.

Housing in Putnam County is one of the more affordable housing markets in the country, with a median home value of $147,773 — below the national average. Monthly median rent is approximately $838. Homeownership rates are high at 72.3%, reflecting a largely residential, stable population.

The residents of Putnam County are primarily White (70.54%). Educational attainment is less-educated — 24.2% of adults hold a bachelor's degree or higher, below the national average.

Putnam County, FL is a working-class area in Florida. The 19 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Putnam County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
32112 Crescent City 8,099 $39,247 $150,000 $743 9.2% 22.5%
32131 East Palatka 4,596 $66,580 $222,300 $998 4.9% 33.5%
32140 Florahome 1,558 $35,000 $122,600 $1,122 4.4% 28.4%
32139 Georgetown 897 $56,806 $129,400 2.1% 17.9%
32147 Hollister 1,682 $35,829 $114,300 6.0% 22.9%
32148 Interlachen 11,580 $45,320 $87,800 $737 3.8% 19.7%
32157 Lake Como 715 $32,057 $136,600 4.4% 26.4%
32666 Melrose 5,542 $66,540 $206,000 $519 5.5% 39.5%
32177 Palatka 26,046 $47,486 $158,800 $940 7.8% 22.9%
32181 Pomona Park 2,512 $45,147 $101,900 $792 4.5% 20.5%
32187 San Mateo 1,117 $50,116 $124,400 1.9% 25.0%
32189 Satsuma 5,527 $42,566 $118,200 $819 10.4% 22.7%
32193 Welaka 1,200 $55,441 $271,800 $941 6.9% 16.0%