City

Palatka, FL

2 ZIP codes  ·  Putnam County  ·  Florida

👥26,046Population
💰$47,486Median HH Income▼ 38% below avg
🎂41.6Median Age
🏠$158,800Median Home Value▼ 43% below avg
🎓22.9%College Grads▼ 41% below avg
📊7.8%Unemployment▲ 59% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.7% Female 52.3% ♀

Race & Ethnicity

White: 62.2%Hispanic: 7%Black: 28.5%Asian: 0.5%Other: 1.5%Race
White62.2%
Hispanic7.0%
Black28.5%
Asian0.5%
Other1.5%

Age Breakdown

Under 5
5%
5–17
19%
18–24
8%
25–44
23%
45–64
25%
65+
10%

Key Indicators

Median Age41.6 yrs
Avg HH Size2.40
Below Poverty23.8% ▲ 138% above avg
College Grads22.9% ▼ 41% below avg
Unemployment7.8% ▲ 59% above avg
No HS Diploma207 (1.3%)
HS Graduate6,803 (42.6%)
Some College2,906 (18.2%)
Associates2,391 (15%)
Bachelors1,505 (9.4%)
Graduate Degree2,154 (13.5%)

Education

No HS: 1.3%HS Grad: 42.6%Some College: 18.2%Associates: 15%Bachelors: 9.4%Graduate: 13.5%Edu
No HS1.3%
HS Grad42.6%
Some College18.2%
Associates15.0%
Bachelors9.4%
Graduate13.5%
Housing & Income

Housing Tenure

Owner: 63.3%Renter: 36.7%Tenure
Owner63.3%
Renter36.7%

Home Value Distribution

Under $50k
15%
$50k–$100k
17%
$100k–$150k
15%
$150k–$200k
18%
$200k–$300k
21%
$300k–$500k
9%
Over $500k
6%

Financials

Median HH Income$47,486 ▼ 38% below avg
Median Home Value$158,800 ▼ 43% below avg
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$940/mo
Total Housing Units11,549
Vacant Units1,005

Income Distribution

Under $25k
30%
$25k–$50k
21%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
11%
$150k–$200k
4%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
1%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
37%
15–30 min
29%
30–45 min
15%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
16%
1980s–1990s
12%
2000+
57%
About Palatka, FL

Palatka is a city in Florida, located in Putnam County. The city spans 2 ZIP codes and is home to approximately 26,046 residents. It is a middle-aged city, with a median age of 41.6 years.

Economically, Palatka is a working-class community. The median household income of $47,486 is below the national average. Approximately 23.8% of residents live below the poverty line. The unemployment rate is 7.8%, significantly above the national average.

The real estate market in Palatka is an affordable housing market. Median home values stand at $158,800, which is below the national average. Renters typically pay around $940 per month. Homeownership is high at 63.3%, typical of suburban and family-oriented communities.

The population of Palatka is less-educated. 22.9% of adults hold a bachelor's degree or higher — below the national average. The community is majority White (62.21%).

Palatka, FL offers residents a cost-conscious lifestyle within Florida. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Palatka
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
32177 26,046 $47,486 $158,800 $940 7.8% 22.9% 63.3%

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