| ZIP Code | 32177 |
|---|---|
| City | Palatka |
| State | Florida (FL) |
| County | Putnam County |
| Area Code | 386 |
| Latitude | 29.697699 |
|---|---|
| Longitude | -81.703239 |
| Timezone | New York (DST) |
| FIPS | 12107 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.6 yrs |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 23.8% ▲ 138% above avg |
| College Grads | 22.9% ▼ 41% below avg |
| Unemployment | 7.8% ▲ 59% above avg |
| No HS Diploma | 207 (1.3%) |
| HS Graduate | 6,803 (42.6%) |
| Some College | 2,906 (18.2%) |
| Associates | 2,391 (15%) |
| Bachelors | 1,505 (9.4%) |
| Graduate Degree | 2,154 (13.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $47,486 ▼ 38% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $158,800 ▼ 43% below avg ↑ 65% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $940/mo ↑ 29% since 2019 |
| Total Units | 11,549 |
| Vacant Units | 1,005 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,549 |
|---|---|
| Vacant | 1,005 |
| Owner Occupied | 63.3% |
| Renter Occupied | 36.7% |
| Avg HH Size | 2.40 |
ZIP code 32177 is located in Palatka, Florida, within Putnam County. With a population of 26,046, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.6 years. Economically, 32177 is a working-class ZIP code: the median household income of $47,486 is below the national average.
Real estate in ZIP code 32177 represents an affordable housing market. The median home value of $158,800 is below the national average. Renters can expect to pay around $940 per month in median rent. Homeownership is strong here — 63.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 65% since 2019.
The population of 32177 is majority White (62.21%). Residents are less-educated — 22.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 23.8%. Household income has grown by 30% since 2019.
The unemployment rate in 32177 stands at 7.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 32177 in Palatka, FL is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 26,046 residents, a median household income of $47,486, and a median home value of $158,800, it offers a clear picture of life in this part of Florida.