| ZIP Code | 32187 |
|---|---|
| City | San Mateo |
| State | Florida (FL) |
| County | Putnam County |
| Area Code | 386 |
| Latitude | 29.578946 |
|---|---|
| Longitude | -81.550038 |
| Timezone | New York (DST) |
| FIPS | 12107 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.3 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 1.80 |
| Below Poverty | 16.3% ▲ 63% above avg |
| College Grads | 25.0% ▼ 36% below avg |
| Unemployment | 1.9% ▼ 61% below avg |
| No HS Diploma | 11 (1.4%) |
| HS Graduate | 401 (50.3%) |
| Some College | 111 (13.9%) |
| Associates | 75 (9.4%) |
| Bachelors | 35 (4.4%) |
| Graduate Degree | 164 (20.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,116 ▼ 34% below avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $124,400 ▼ 55% below avg |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Total Units | 620 |
| Avg HH Size | 1.80 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 620 |
|---|---|
| Owner Occupied | 86.5% |
| Renter Occupied | 13.6% |
| Avg HH Size | 1.80 |
ZIP code 32187 is located in San Mateo, Florida, within Putnam County. With a population of 1,117, this is a sparsely populated ZIP code with an older community — the median age is 60.3 years. Economically, 32187 is a working-class ZIP code: the median household income of $50,116 is below the national average.
Real estate in ZIP code 32187 represents one of the more affordable housing markets in the country. The median home value of $124,400 is well below the national average. Homeownership is strong here — 86.5% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 32187 is primarily White (99.46%). Residents are less-educated — 25.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.3%. Household income has grown by 37% since 2019.
The unemployment rate in 32187 stands at 1.9%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 93%.
Overall, ZIP code 32187 in San Mateo, FL is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 1,117 residents, a median household income of $50,116, and a median home value of $124,400, it offers a clear picture of life in this part of Florida.