| ZIP Code | 32131 |
|---|---|
| City | East Palatka |
| State | Florida (FL) |
| County | Putnam County |
| Area Code | 386 |
| Elevation | 13 ft |
| Latitude | 29.677863 |
|---|---|
| Longitude | -81.563722 |
| Timezone | New York (DST) |
| FIPS | 12107 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.6 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 13.1% ▲ 31% above avg |
| College Grads | 33.5% ▼ 13% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 7 (0.2%) |
| HS Graduate | 806 (26.9%) |
| Some College | 718 (23.9%) |
| Associates | 462 (15.4%) |
| Bachelors | 419 (14%) |
| Graduate Degree | 586 (19.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,580 ▼ 13% below avg ↑ 61% since 2019 |
|---|---|
| Median Home Value | $222,300 ▼ 20% below avg ↑ 70% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $998/mo ↑ 19% since 2019 |
| Total Units | 2,153 |
| Vacant Units | 368 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,153 |
|---|---|
| Vacant | 368 |
| Owner Occupied | 78.2% |
| Renter Occupied | 21.8% |
| Avg HH Size | 2.31 |
ZIP code 32131 is located in East Palatka, Florida, within Putnam County. With a population of 4,596, this is a lightly populated ZIP code with a mature community — the median age is 45.6 years. Economically, 32131 is a solidly middle-class ZIP code: the median household income of $66,580 is near the national average.
Real estate in ZIP code 32131 represents an affordable housing market. The median home value of $222,300 is below the national average. Renters can expect to pay around $998 per month in median rent. Homeownership is strong here — 78.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 70% since 2019.
The population of 32131 is primarily White (75.78%). Residents are moderately educated — 33.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.1%. Household income has grown by 61% since 2019.
The unemployment rate in 32131 stands at 4.9%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 32131 in East Palatka, FL is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 4,596 residents, a median household income of $66,580, and a median home value of $222,300, it offers a clear picture of life in this part of Florida.