US ZIP Code
32148

Interlachen, FL

Putnam County  ·  Florida

● Active
👥 11,580 Population ↑ 8% since 2019
💰 $45,320 Median HH Income
▼ 41% below avg ↑ 31% since 2019
🎂 42.9 Median Age ↓ 2% since 2019
🏠 $87,800 Median Home Value
▼ 69% below avg ↑ 47% since 2019
🎓 19.7% College Grads
▼ 49% below avg
📊 3.8% Unemployment
▼ 23% below avg ↓ 65% since 2019
ZIP Code Details
ZIP Code32148
CityInterlachen
StateFlorida (FL)
CountyPutnam County
Area Code352/386
Elevation52 ft
Latitude29.601157
Longitude-81.882919
TimezoneNew York (DST)
FIPS12107
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.7% (5,876) Female 49.3% (5,704) ♀

Race & Ethnicity

White: 83.6%Hispanic: 9.5%Black: 3.5%Asian: 0.5%Other: 2.9%Race
White83.6%
Hispanic9.5%
Black3.5%
Asian0.5%
Other2.9%

Age Breakdown

Under 5
6%
5–17
17%
18–24
8%
25–44
20%
45–64
27%
65+
10%

Key Indicators

Median Age42.9 yrs ↓ 2% since 2019
Avg Household Size2.50
Below Poverty26.1% ▲ 161% above avg
College Grads19.7% ▼ 49% below avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma164 (2.4%)
HS Graduate2,840 (42.3%)
Some College1,611 (24%)
Associates775 (11.5%)
Bachelors354 (5.3%)
Graduate Degree969 (14.4%)

Education

No HS: 2.4%HS Grad: 42.3%Some College: 24%Associates: 11.5%Bachelors: 5.3%Graduate: 14.4%Edu
No HS2.4%
HS Grad42.3%
Some College24.0%
Associates11.5%
Bachelors5.3%
Graduate14.4%
Housing & Income

Housing Tenure

Owner: 81.8%Renter: 18.2%Tenure
Owner81.8%
Renter18.2%

Home Value Distribution

Under $50k
29%
$50k–100k
28%
$100k–150k
10%
$150k–200k
14%
$200k–300k
10%
$300k–500k
7%
Over $500k
2%

Financials

Median HH Income$45,320 ▼ 41% below avg ↑ 31% since 2019
Median Home Value$87,800 ▼ 69% below avg ↑ 47% since 2019
Home/Income Ratio1.9x (nat avg ~3.5x)
Median Rent$737/mo ↑ 4% since 2019
Total Units5,371
Vacant Units748
Avg HH Size2.50

Income Distribution

Under $25k
27%
$25k–50k
32%
$50k–75k
19%
$75k–100k
10%
$100k–150k
8%
$150k–200k
2%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
87%
Walked
1%
Work From Home
12%

Commute Time

Under 15 min
7%
15–30 min
34%
30–45 min
29%
Over 45 min
30%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
6%
1960s–1970s
21%
1980s–1990s
18%
2000+
56%

Summary

Total Units5,371
Vacant748
Owner Occupied81.8%
Renter Occupied18.2%
Avg HH Size2.50
Frequently Asked Questions
ZIP code 32148 is in Interlachen, FL, in Putnam County.
ZIP code 32148 is located in Florida (FL).
ZIP code 32148 is in Putnam County, FL.
ZIP 32148 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32148 is 11,580 people (ACS 2023).
The median household income in ZIP code 32148 is $45,320 (ACS 2023).
The median home value in ZIP 32148 is $87,800 (ACS 2023).
About ZIP Code 32148

ZIP code 32148 is located in Interlachen, Florida, within Putnam County. With a population of 11,580, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 32148 is a working-class ZIP code: the median household income of $45,320 is below the national average.

Real estate in ZIP code 32148 represents one of the more affordable housing markets in the country. The median home value of $87,800 is well below the national average. Renters can expect to pay around $737 per month in median rent. Homeownership is strong here — 81.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.

The population of 32148 is primarily White (83.59%). Residents are less-educated — 19.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.1%. Household income has grown by 31% since 2019.

The unemployment rate in 32148 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.

Overall, ZIP code 32148 in Interlachen, FL is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 11,580 residents, a median household income of $45,320, and a median home value of $87,800, it offers a clear picture of life in this part of Florida.