Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.9 yrs |
|---|---|
| Avg HH Size | 1.42 |
| Below Poverty | 16.1% ▲ 61% above avg |
| College Grads | 35.4% ▼ 9% below avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 809 (1.5%) |
| HS Graduate | 17,836 (32.9%) |
| Some College | 8,294 (15.3%) |
| Associates | 8,173 (15.1%) |
| Bachelors | 3,692 (6.8%) |
| Graduate Degree | 15,488 (28.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,762 ▼ 26% below avg |
|---|---|
| Median Home Value | $237,434 ▼ 15% below avg |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $905/mo |
| Total Housing Units | 41,432 |
| Vacant Units | 3,645 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Putnam County is located in Tennessee and encompasses 10 ZIP codes spanning 6 cities and communities. The county has an estimated population of 93,952 residents. With a median age of 36.85, it is a relatively young county.
Putnam County has a solidly middle-class economic profile. The median household income of $56,761 is below the national average. Unemployment stands at 3.8%, below the national average. The poverty rate of 16.1% is significantly above the national average, indicating economic challenges.
Housing in Putnam County is an affordable housing market, with a median home value of $237,434 — near the national average. Monthly median rent is approximately $905. Homeownership rates are high at 63.7%, reflecting a largely residential, stable population.
The residents of Putnam County are primarily White (86.61%). Educational attainment is moderately educated — 35.4% of adults hold a bachelor's degree or higher, near the national average.
Putnam County, TN is a solidly middle-class area in Tennessee. The 10 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.
| ZIP | City | Population | Median Income | Median Home | Median Rent | Unemp. | College |
|---|---|---|---|---|---|---|---|
| 38544 | Baxter | 7,413 | $66,801 | $222,500 | $904 | 6.9% | 20.9% |
| 38545 | Bloomington Springs | 1,545 | $59,375 | $104,600 | $851 | 5.8% | 24.7% |
| 38548 | Buffalo Valley | 1,217 | $56,979 | $213,100 | $833 | 4.3% | 11.3% |
| 38501 | Cookeville | 42,422 | $50,923 | $245,100 | $856 | 4.2% | 38.7% |
| 38506 | Cookeville | 29,657 | $63,051 | $256,100 | $1,032 | 2.2% | 39.0% |
| 38574 | Monterey | 8,812 | $52,043 | $175,900 | $800 | 3.8% | 22.9% |
| 38582 | Silver Point | 1,982 | $68,889 | $242,000 | $612 | 1.5% | 43.1% |